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How do HSBC homeowner loans work

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Asking here because the HSBC mortgage helpline couldn't help and advised telephone appointments have to be made for a specialist with the next available one being two weeks away!

Does anyone know the full details, such as interest rates and payment terms etc?

Comments

  • kiddakidda
    kiddakidda Posts: 310 Forumite
    ceminem wrote: »
    Asking here because the HSBC mortgage helpline couldn't help and advised telephone appointments have to be made for a specialist with the next available one being two weeks away!

    Does anyone know the full details, such as interest rates and payment terms etc?

    Unfortunately for an exact answer only HSBC can help. I feel your pain regarding having discussions with specialists. Everything is 2-4 weeks away. I tried to deal with HSBC/First Direct regarding a mortgage and it's a blinkin joke!! :mad:
  • amnblog
    amnblog Posts: 12,733 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We, as brokers, cannot provide a service that HSBC

    1. Do not give us the information to provide
    2. Specifically, exclude us from providing
    3. Do not provide themselves
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HSBS will approach the application like any other request. Purpose, affordability etc in considering whether to offer or not and on what basis. The actual advance will consist of one of the mortgage products for which you are eligble.
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