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The Lovely Lowell Financial

Sameasyoujustlesscash
Sameasyoujustlesscash Posts: 13 Forumite
Sixth Anniversary Combo Breaker
in Debt-free wannabe
Hi guys

I have been paying Lowell finance £150 for well over 3 years now never missed a payment. Original debt was over 10k its not approx 4.4k.
All debts dropped off my credit report but well aware I have to keep paying these !!!!!!s.
Any way I can offer a settlement say 2 grand? Or less?
Really just want it over now.
Any success stories?

Thanks in advance.

Comments

  • fevlo
    fevlo Posts: 203 Forumite
    Debt-free and Proud!
    Yep, Ive had sucsess with a F and F with Lowell
    Just make sure you get everything in writing and correctly worded to avoid them selling the remaining ballance on

    [STRIKE]DFD - 24th October 2015[/STRIKE] [STRIKE]DFD - 24th March 2015 [/STRIKE]
    DEBT FREE 24.03.15
  • harveybobbles
    harveybobbles Posts: 8,973 Forumite
    What was the debt for? How old is it?
  • sourcrates
    sourcrates Posts: 32,562 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    What Harvey means is, if its an old debt, and it was for a loan, creditcard, catalogue account, the original creditor most likely will not have the correct paperwork for this account, so it is always worth putting in a CCA request for a copy of your original agreement.
    Make the request to Lowell, send a £1 statutory fee, if there are paperwork issues, it could mean you getting a much better full and final settlement from them.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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