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mortgage when pregnant

Hi

So stressed out live in Belfast, our house sale has fell through twice in last eight months time wasters. Anyway is back on market with a lot less interest 2 bed terrace. We have a mortgage promise from nation wide. I have only found out I am 9 weeks pregnant. Do you have to declare to mortgage companies, I am wondering will we even get a mortgage now. We earn 26k and 28k plus. My maternity pay is 90% for 6 weeks, 50% for 12 weeks, then statutory. Though I will have holidays to take on full pay. We were looking at mortgage with about15% deposit possibly more. Have excellent credit ratings.

Thanks stressed!

Comments

  • amnblog
    amnblog Posts: 12,733 Forumite
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    It is far too early for you to be declaring anything, even to your friends.

    Good luck with the baby.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • missma
    missma Posts: 406 Forumite
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    Yea I know that suppose just thinking longer term, as I think this house will not be agreed for several weeks and need to find somewhere
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
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    missma wrote: »
    Yea I know that suppose just thinking longer term, as I think this house will not be agreed for several weeks and need to find somewhere

    Be realistic yourselves. A little one is going to have a financial impact on your lives.
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