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Can I get a new mortgage deal with current lender even though I am on a DMP?
Flumpybutton
Posts: 11 Forumite
Hello this is my first post and hope it is the right place??!
I am on a DMP and I have a mortgage with Halifax. I have no arrears at all on my mortgage and have never missed a payment BUT my credit history is poor to say the least! If I apply to swap deals on my mortgage would it even be considered or should I stay with deal i am on??
I am on a DMP and I have a mortgage with Halifax. I have no arrears at all on my mortgage and have never missed a payment BUT my credit history is poor to say the least! If I apply to swap deals on my mortgage would it even be considered or should I stay with deal i am on??
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Comments
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You can only ask. The Halifax cannot change your contractual terms as they stand on a unilateral basis.0
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Your options will depend on the type of arrangement you have with Halifax currently.
Your best option is to have a mortgage broker handle it for you.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I got one no problem with Halifax.Save 12k in 2014 member 056
£0.00/£70000
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