Thursday 7th Aug - What small DFW things will you be doing today?

carrielovesfanta

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .

So be proud of those small steps, they really are important. :money:

carrielovesfanta

Morning folks, I hope everyone is well today.

Not an entirely successful day yesterday either but I did have something from stores for tea! Didn't get home until about 9.15!

It's pretty gloomy here today and it's making me a little gloomy too. But must celebrate small successes, as we reached a crucial milestone in the project at work yesterday :T
Today's (being gentle on myself) list:

• Check online banking and reconcile against spreadsheets
• B from stores (L and D? hmmm.)
• Charge phone in work
• Overtime (got 49 hours last month - woo!) (If I carry on like this though, Ill be getting perilously close to paying higher rate tax :eek:)
• Dye my hair at home (if I don't get back stupidly late...)
• And one for the ladies... gents avert thine eyes... use my mooncup
• Enjoy general Thursday silliness in work (do love my job and colleagues tbh)
• Check to see in Kenco have coffee :rotfl: - no!
  
• Make some bread? Will I ever?!
• Hoovered the rug with the dustbuster
• OH staying out tonight so less water/elec etc used (don't dare ask where his spends came from :eek:)

Righto! Best get showered! Can't go to work in my dressing gown, I'm know for being a bit daft, but I think that would raise some eyebrows :rotfl:


Have a good one all



clf x

ellesbellesxxx

Hi all - Carrie, Comic Relief day can't be that many months away - we go to work in our pjs that day Love it! Hope you are feeling less gloomy as day goes on - just think almost weekend!!!


Today I need to...


-Go to library
-Have dinner at a friend's
-Extra work today
-Clean/ironing blah blah!


Hope you all havea fab day x

Rubyblossom

Morning all

After last night's tears at my calculation of debts, feeling more resolved that I can be Debt Free and maybe even have some savings:eek:

So today,

*Stick to budget when shopping.
*Make list of outgoings.
*Free activities with kids.
*Meals from home.
*Re enrol Professional Membership (Paid for by Dad).
*Find missing Library book, so can get more out.
*Check which out of three shops is cheapest for logo school uniform and go and get two items.
*Pay electric and gas bill as per agreement.

Have a good day x

WelshWoofer

Hello all! Long time no see - I do read through from time to time to keep up but I don't have any time to post during term time.
Just thought this would help some.....

The Sun has a £5 voucher for fruit and veg with no minimum spend at Morrisons today - you can use it over the next couple of days. I got 2 papers (2 vouchers, 40p each) and managed to get two huge bags of fruit and veg for the grand total of £1.04:D
I paid for one at the self serve and one at the tills - loads of people were doing it.

Completely free F&V providing you reach the £5 limit :T

Tiggy10

Morning all!


Quick list from me today as popping into work.
- breakfast and lunch from home
- think we are having dinner at a friends
- pop to town, use OH £5 M&S rewards voucher (with permission) towards a dine in for my birthday dinner at the weekend.
- go to cash for clothes, didn't get time yesterday.
- relist chest of drawers - let down again! getting very frustrated now!
- collect my free birthday Krispy Kreme
- exchange faulty trousers to newlook - currently wearing them and my friend pointed out the seam is coming apart- they were a gift from my mum so no receipt hoping this wont be a hassle.
Think that's all for today.
Have a good one all

DawnW

Afternoon all (is that the time already :eek:)

For me today:

So far I have:
Hoovered - it needed it :eek:

Bathroom cleaned

Washing done and on line. One lot already dry

Collected new chickens and installed them in their clean, disinfected accommodation

Wasted time watching chickens

Still to do:
Trip to sales unit to see if any topping up needed

Bit of shopping

Supper - Thai theme tonight, with pumpkin and coconut soup followed by Thai fishcakes. Sounds posh, but mostly leftovers. Must get that roasted squash out of the freezer!

More chicken watching no doubt :rotfl:

Walk dog later when it is cooler.

Hope everyone has a good day

ziggy2407

Good Afternoon All

clf - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

A lovely day here, today I hope to achieve a few more bits from my weekly list, really need to crack on as we are away Friday night (2 weeks in Devon, taking our own caravan):

Packed lunch for DH - Done
Dig suitcase out from attic and start packing -
Filing & Shredding -
Check Banks - Done
Check swapits - Done
Enter a few comps -
Nectar Adpoints -
Sort emails (& unsubscribe where possible) -
All meals from cupboards/fridge/freezer -
Read book (from stash) -
Craft -
Check www.freepostcodelottery.com -


Have a great day, love you all

C x

Bagpuss741

Today I have/will:

1. Checked online banking
2. Meals from stores
3. Surveys
4. NSD
5. Free postcode lottery
6. Washed cat's throw and on line to dry

allydowd

Quick List:

Having a day at the library. Only expense two pies from the baker. Free WiFi.

tatabubbly

Hi all!

NSD for me today!!

- checked online banking
- checked wedding budget and savings
- b/l/d all out of cupboards today..
- got laundry load on, hung up to dry, need to throw another one on


That's about all for today! Quiet night in planned for tonight, pjs, film and cuddles!