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Bailiffs fees following missed payment?
michaels
Posts: 29,515 Forumite
A relative had his council tax arrers handed over to bailiffs about 18 months ago and was paying off £400 (including 2 visit fees) at £20 per month via a cheque sent by post.
Earlier this year a payment was sent about a week late. 3 weeks later the cheque was returned stating that the agreement had been broken so the installment payment was no longer acceptable. At this time the outstanding amount was about £40.
Now the bailiffs have written stating that an amount of over £1000 is owing as they claim to have visited 4 times (each time I think just leaving a letter as no one was at home) and charged £235 for each visit.
This seems ridiculous to me for a £40 outstanding debt. Have the rules changed so much that rather than charging two £20 ish fees they can now charge unlimited £235 fees? Can they apply to the new rules to a debt that was already being paid under the old rules? Is there no longer any sensible limit to fees chargeable?
Thanks for any advice.
Earlier this year a payment was sent about a week late. 3 weeks later the cheque was returned stating that the agreement had been broken so the installment payment was no longer acceptable. At this time the outstanding amount was about £40.
Now the bailiffs have written stating that an amount of over £1000 is owing as they claim to have visited 4 times (each time I think just leaving a letter as no one was at home) and charged £235 for each visit.
This seems ridiculous to me for a £40 outstanding debt. Have the rules changed so much that rather than charging two £20 ish fees they can now charge unlimited £235 fees? Can they apply to the new rules to a debt that was already being paid under the old rules? Is there no longer any sensible limit to fees chargeable?
Thanks for any advice.
I think....
0
Comments
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Hello there,
The £235 fee can only be charged once. You can read more about the new bailiff rules and fees on on fact sheet:
https://www.nationaldebtline.org/EW/factsheets/Pages/02%20EW%20Council%20tax%20recovery/Page-03.aspx#quicklink1
We've also a fact sheet specifically about bailiff complaints:
https://www.nationaldebtline.org/EW/factsheets/Pages/43%20Complaining%20about%20a%20bailiff/Default.aspx
Hope you find this information useful.
Best wishes,
David @ National Debtline.We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
raise a complaint with the council, and then take it to the council ombudsman they will back downDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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Thanks both for your replies. It seems a little unfair that they were able to charge the 2 visits under the old scheme and then also the new 10x fee under the new scheme just because the debt had not been entirely cleared.I think....0
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