Wednesday 6th Aug - What small DFW things will you be doing today?

carrielovesfanta

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .

So be proud of those small steps, they really are important. :money:

carrielovesfanta

Morning campers!

Yesterday not quite to plan. OH wasn't up to making dinner and I didn't get in until about half 8 so I bought some filled pasta on the way home. Today I'll hopefully be home earlier.

Today's list:

• B/L/D from stores (whether OH likes it or not)
• Quick tidy round this morning before work
• Overtime
• Chard soup if I'm not home too late again
• Check online banking - reconcile spreadsheets with yesterday's spends
• Picked 2 patty pan squashes from the garden. May use for dinner on Friday.
• Take out meat for tomorrow's dinner

Can I ask you guys for some tips on being dfw when you're out the house loads? This overtime mucks up all my routines and willpower. It's like I can't be bothered to start cooking, gardening and mending after 12 hours in work :rotfl:


But seriously, I can't just throw everything down because I'm doing extra hours - what can I do?


Cheers all, have a good one



clf x

DawnW

Morning Carrie (and all who follow) :j

Not surprised you are finding it hard to do MSE bits when you are working such long hours You can't do everything, so if you have to work these hours at the moment, other things will have to wait. Don't beat yourself up over it.

I won't be able to do much today, as I look after my little GD on Wednesdays At the moment I go over to DD's house to do this, as she is often asleep in her cot when I get there, but when she starts to have her sleep a bit later, I will have her here instead (we can borrow a travel cot), and she will be able to 'help' me She is 9 months old, and gorgeous, so cuddles today as opposed to MSE tasks

I am usually a bit worn out when I get back Poor old Grandma!

But I will:

Leave a list for OH

Cook supper, no takeaways! We will have trout that OH caught, new potatoes and HG runner beans and tomatoes

[Deleted User]

I'll be cashing in my Euromillions win, and using it to pay for another couple of entries.

ellesbellesxxx

Hi all HOpe you all have a fab day

I had a panic yesterday when I realised my 0% CC deal actually doesn't run out in Jan - but in 24 days time! Luckily, I have the money in a bank (although it was emarked for something else but as I don't need to until Dec it will have to pay CC then I will save back up) So...I will pay it today, close account then I don't have to think about it again!


Then...I will not spend any money for the rest of day!


Extra work on today

Dinner at a friend's


Calculate how to save that money back up quickly... think I can do it by Oct with all the extra work I have on but try and do some more!


Here goes...

Tiggy10

Morning all!
Thanks for starting Carrie - I completely understand how you feel - Im getting myself back on the MSE ways but its easy because Im off work. I loose my ways when Im working long hours and stressed.


My list for today:
- gym class
- breakfast and lunch from stores.
- use YS fish for dinner and new pots on the way out.
- Cinema tonight - EE Wednesdays! Booked on the way back from the gym to make sure we get seats.
- take bag of clothes for cash for clothes
- someone coming to look at the chest of drawers at 7 tonight - fingers crossed but so many people have dropped out!
- friend coming round for a cuppa instead of going for a drink at the pub.


Hump day today! Have a good one

Bagpuss741

Today I have/will:

1. Checked online banking
2. Put £20 in bank (If I leave it in my purse I will spend it.)
3. NSD
4. Surveys
5. Free postcode lottery
6. Watch catch up tv
7. Meals from stores

allydowd

Hi folks,

Gonna post and run today as we're busy and we've stupidly nearly used up this month's broadband allowance by accidentally downloading something huge so all posts will have to go through the mobiles. Eek!

CLF: How about batch cooking all the week's meals on your day off? You can freeze sandwiches ahead of time. Or catching up with DFW matters while your on the train? (If you use one.) Or using your lunch hour to do DFW things like check your online banking instead of heading to the local sandwich shop? (If you head to one.) I find that if I have a job to do at home I can do it quicker if I set the kitchen timer to 5 or 15 mins for that task to stop me dawdling!

The List:

*Spending the day researching OH's family history at the local museum. Using their free Wifi and plugging in the laptop to their Wifi too.

*£4 of Tesco Clubcard vouchers arrived with a voucher for free cheese! I love cheese.

Happy Wednesday.

foxgloves

Afternoon Campers,
I don't seem to be getting on very fast today, but there are a few positive small things:
*Did all my usual energy saving bits & bobs.
*Think these may be working as have studied new bill from Co-op Energy & we are £205 in credit. Next billing quarter is Aug to Oct so the heating won't be making much of an appearance till the end of it, so should have even more credit to roll forward towards the winter bills. This quarter's bill was £73 for gas & elec combined. Same period in 2013 cost £162 and in 2012, £160. As this is the May/June/July period, I can't think that we were using heating, so it must be that all my little bits & bobs of savings are adding up. Shall get through the winter & then ask for a refund plus dd reduction if necessary.
*Leftovers for lunch.
*Made bread.
*Meals as per meal plans - shall be making chicken dansak later.
*Picked more tomatoes.
*Watered greenhouse veggies.
*Caught up with surveys. Very close to Toluna cash-in again.
*Entered a competition.
*Checked online banking.
*Cast on another slouchy hat for the present box.
*Recycled a pile of pretty craft papers I was given as giftwrap, as I don't really make cards & it's way too nice to waste.
*Gave a family birthday present to my parents to deliver, rather than pay substantial postage as it's a heavy item.
*Make tomorrow's packed lunch & work snacks.
*Make some card lids to cover with foil for some currently lid-less freezer containers as I'm running out. With all the veggies coming thick & fast, it's my big batch-cooking time of year. Was going to make tomato soup & Carluccio's lovely tomato pasta sauce today, then realised nearly all my containers are already in use. Will find all my recipes ready for tomorrow, instead.
OK, that's about it for today. Going to talk to cat now. He's had a big fight this morning & is feeling a bit sorry for himself.
Hope everyone managing to dodge the showers.
F x

ziggy2407

Good Afternoon All

clf - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

A lovely day here, today I hope to achieve a few more bits from my weekly list, really need to crack on as we are away Friday night (2 weeks in Devon, taking our own caravan):

Packed lunch for DH - Done
Ironing - Done
Dig suitcase out from attic and start packing -
Filing & Shredding -
Check Banks - Done
Check swapits - Done
Nectar Adpoints -
Sort emails (& unsubscribe where possible) -
All meals from cupboards/fridge/freezer -
Read book (from stash) -
Craft -
Check www.freepostcodelottery.com -

Am shocked, just taken a parcel containing a knitted clown to Post Office and the cheapest postage was £11.99 :eek: brought it home and checked out my hermes and they are collecting tomorrow from my home and its costing £3.98 (paid the extra £1 cos I wanted it signing for)


Have a great day, love you all

C x

carrielovesfanta

allydowd wrote: »

Hi folks,

CLF: How about batch cooking all the week's meals on your day off? You can freeze sandwiches ahead of time. Or catching up with DFW matters while your on the train? (If you use one.) Or using your lunch hour to do DFW things like check your online banking instead of heading to the local sandwich shop? (If you head to one.) I find that if I have a job to do at home I can do it quicker if I set the kitchen timer to 5 or 15 mins for that task to stop me dawdling!

Thanks for your ideas Ally - I do try to batch cook but it hasn't helped that I've been away for the last two weekends

I work through all my lunches too but have taken to checking banking whilst munching brekkie in the mornings.

I like the idea of the timer - I have one on my phone so I'll def try that