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Finally in an ok place...
Vegedebt
Posts: 9 Forumite
So, it's taken me awhile! But I've finally managed to move my credit cards and overdrafts into one place..it's been a long process of moving from one card to a credit card to another credit card, and I don't really care what the debt is I just wanted the number of cards reduced. I have gone a little bit crazy since starting my new job, but knowing I can pay it off helps. And I needed things that I hadn't been able to buy for ages.
I now only have my loan (has to be in a separate account can't move it yet) and my two credit cards instead of four of five. It's been complicated, but I can now see everything together and transfer as much as I can as and when to pay off these two credit cards. And not mentioning any names, but will be happy to close my hsbc accounts once and for all as they do seem to hassle you a lot!
I will know the complete balance of my credit cards to pay off by the end of the week, so will post more then. I think I can clear them in a year if I am dedicated enough not to splurge any more.
Having lost track a little, I can now see the end in sight thanks to the help of my current bank for giving me a lifeline.
Looking forward to being debt free, with my loan it won't be till 2018 but it's not that far away is it...???
I now only have my loan (has to be in a separate account can't move it yet) and my two credit cards instead of four of five. It's been complicated, but I can now see everything together and transfer as much as I can as and when to pay off these two credit cards. And not mentioning any names, but will be happy to close my hsbc accounts once and for all as they do seem to hassle you a lot!
I will know the complete balance of my credit cards to pay off by the end of the week, so will post more then. I think I can clear them in a year if I am dedicated enough not to splurge any more.
Having lost track a little, I can now see the end in sight thanks to the help of my current bank for giving me a lifeline.
Looking forward to being debt free, with my loan it won't be till 2018 but it's not that far away is it...???
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