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16.7.07 what small dfw thing have you done or will you do today?
hypno06
Posts: 32,296 Forumite
Hello lovely DFWers - old timers and newbies. Welcome to a new week 
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will do the following:
- send everyone with pack ups
- go and collect a cheque (hopefully) that I am owed
- do a mystery shop
- piggy clicks and any surveys etc
- have a NSD as part of my No Spend Week!
- do an "energy audit" at home to see where we can easily save electric
- not increase my debt in any way
- be positive
I hope everyone has a good day xx
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will do the following:
- send everyone with pack ups
- go and collect a cheque (hopefully) that I am owed
- do a mystery shop
- piggy clicks and any surveys etc
- have a NSD as part of my No Spend Week!
- do an "energy audit" at home to see where we can easily save electric
- not increase my debt in any way
- be positive
I hope everyone has a good day xx
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)
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Comments
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Having a NSD today, packed up a lunch with leftover barBQ food.
Tonight we have a mortgage man coming to discuss a new mortgage (our fixed rate ends in November :sad: ) but we're going to ask for one that we can overpay without penalties...... He's very good, our advisor, he's been doing us for nearly 20 years, but we're going to be looking at an increase in repayments probably.0 -
Have put a cheque straight into my bank account and the moment its clear going straight towards my loan. Am going to claim my travel expenses which'll go to my car insurance this month. Have taken in my lunch. Helping out at my WW class tonight so I get it for free.Jan 1st 07 Car loan £4830.46@12% Personal Loan £11,517@8% variable Overdraft £1500 July 2009Halifax-£0Debt free date 14th July 2009 :j0
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Hi all,
Today I have/will:
- brought packed lunch to work with me
- done piggy clicks & comps
- checked online banking & updated my sig
- having a NSD
- listing some stuff on Ebay
- count up my change jar to update the challenge
- not increased my debt in any way
- be positive
Have a good one!Total Debt 13th Sept 2006 (exc student loan): £6240.06 :eek:
O/D 1 [strike]£1250 [/strike]O/D 2 [strike]£100[/strike] Next a/c [strike]£313.55[/strike]@ 26.49% Mum [strike]£130[/strike] HSBC [strike]£4446.51[/strike]@15.75%[STRIKE]M&S £580.15@ 4.9%[/STRIKE]
Total Debt 30th April 2008: £0 100% paid off!
PROUD TO [STRIKE]BE DEALING [/STRIKE] HAVE DEALT WITH MY DEBT
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Afternoon chaps and chapettes...
Today I:
* got bus into town and back and resisted those taxis!
* used my friend's id to get a 20% reduction on our lunch - you don't ask you dont get
* used £12 worth of vouchers to buy a £16 top for my birthday outfit :j
* gonna spend the afternoon tidying and doing boring stuff before I go back to work tomorrow
:heartpuls CG :heartpulsEver wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.0 -
Today i bought some car parts from the local discount stores and saved a fortune as i would of normally just taken the car to the garage.:j WILL GET THERE SOON :j
WATCH OUT FOR THE PIG FLYING PAST!!
:rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:0 -
Hi all!
Today I have/will:
-Taken a packed lunch to work
-Done my piggy clicks/comps
-Entered some comps
-only spent 35pence (for crisps for my OH, cant complain as he is very generous)
-going to check online banking tonight
Hope you all have a great day!Debt Free - done
Mortgage Free - done
Building up the pension pot0 -
Not much for me really:
* made myself packed lunch, sent OH out with snacks (first day at new job - lunch thrown in)
* Took batch-cooked-last-week bolognaise out of freezer for tonight
* piggyclicks
Spent 60p on a diet coke as a treat.
Need to have a think about how we're going to manage our money - OH has a new job that is paid weekly. Hurrah!
xx0 -
2Day was a great day for me!:j
Im a chambermaid in a hotel i never get tips but today I got £16.50 in tips !£33 altogether but shared with one of the other girls who helped.
Then in the last room the person had left a sun newspaper so i didnt have to buy one 2day! 2days was the last token i needed!Make £5 a day JAN £121/175 FEB £283/175:jWeekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/1750 -
Today....
Registered with GreasyPalm and earnt £2.67 for not doing alot
Sold my dad's (!) golf clubs on ebay
Put three books on Amazon
Made my own lunch
Avoided temptation to go in to the newsagents on the way to work
Filled in a few surveys for rewards
Got a week's worth of money out the ATM this morning and put my card in a bowl of water before putting it in the freezer.... slows me down!
Other than that... still dreaming of the mansion and ferarri... :rotfl:Proud to have dealt with with my debts
Debt free from 18th March 2013, long may it continue!0 -
I walked instead of getting the bus. :T0
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