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DWP debt repayment
RR_summers
Posts: 29 Forumite
Morning everyone.
I have a letter (been expecting it) from the DWP stating that I owe £756.32. I do indeed owe this from a social fund loan.
It states payment in full by 28/08/2014.
We are not in a position to pay this in full.
I have never had a DWP debt before. Would they accept £40-£50 per month? That is the maximum we can afford at the minute. I work full time and have 3 children and we are slowly trying to clear our debt.
Thanks everyone.
I have a letter (been expecting it) from the DWP stating that I owe £756.32. I do indeed owe this from a social fund loan.
It states payment in full by 28/08/2014.
We are not in a position to pay this in full.
I have never had a DWP debt before. Would they accept £40-£50 per month? That is the maximum we can afford at the minute. I work full time and have 3 children and we are slowly trying to clear our debt.
Thanks everyone.
0
Comments
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Bear in mind that, if you work (for an organisation with ten or more employees), they could apply for a Direct Earnings Attachment.
Have a look at this and work out how much that would take from you.
https://www.gov.uk/make-benefit-debt-deductions/calculating-dea
However, as you can offer to clear this in 15 months without a dea, they may well accept your offer.0 -
I have just cleared my dwp loan and was paying £35 a month.Debts Jan 2014 £20,108.34 :eek:
EF #70 £0/£1000
SW 1st 4lbs0 -
RR_summers wrote: »Morning everyone.
I have a letter (been expecting it) from the DWP stating that I owe £756.32. I do indeed owe this from a social fund loan.
It states payment in full by 28/08/2014.
We are not in a position to pay this in full.
I have never had a DWP debt before. Would they accept £40-£50 per month? That is the maximum we can afford at the minute. I work full time and have 3 children and we are slowly trying to clear our debt.
Thanks everyone.
Write a letter to them explaining your financial position, and make them the best offer you can, it make go better for you if you include your income/expenditure to show that's all you can realistically afford.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
I know someone paying back a DWP loan at £5 a month. Phone and say thats all you can afford.0
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