We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Halifax Credit Score

We are in the process of borrowing £167,500 for a £237,000 house using equity in our current property. Completed application today a got a credit score of A2. The advisor stated that the process has been underwritten and they have taken the money for the property valuation.

What does this mean in plain English as they stated they need to confirm OH salary, property valuation and life assurance that we have.

Any advice greatly received.

Comments

  • kiddakidda
    kiddakidda Posts: 310 Forumite
    I really am no expert but that sounds pretty standard.

    Just checking exactly as you have stated. Did you provide OH payslips and life ins info?
  • kiddakidda
    kiddakidda Posts: 310 Forumite
    My DIP/AIP went to underwriting the other day as I apparently wasn;t on Electoral role................ idiots, I was!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.