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£15k loan

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Comments

  • Ganga
    Ganga Posts: 4,253 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The figures do not add up! £280.00 x 60 equals £16,800.
    so a £15,000 loan over 5 years only costs £1,800.0

    Ganga:D
  • lee2k5
    lee2k5 Posts: 21 Forumite
    It's not bob on £280. 283.76 x 60 = 17,025.60 which is 2,025.60 interest.
  • Ganga
    Ganga Posts: 4,253 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    still a cheap loan, interest rates are due to rise in the near future.
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    lee2k5 wrote: »
    Instead of the smart and patronising comments I would suggest that you visit the link below and after inputting the amount, term and rate you will in fact find that the interest is actually £2,025.37

    Did you make up that figure? :rotfl:

    http://www.thisismoney.co.uk/money/cardsloans/article-1633405/Loan-repayment-calculator.html

    I stand corrected on the interest.

    I am honestly not trying to be smart just pointing out the terrible waste of money when taking out loans, compared to saving up.

    Still it wont hurt my Sainsburys dividend so go ahead :)
  • jodles16
    jodles16 Posts: 1,477 Forumite
    Car Insurance Carver!
    Sounds like a pretty good deal! Sainsburys are often featured in Martins recommended loans!

    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
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