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Alls Well that ends well....
houghton19
Posts: 53 Forumite
A few years ago i posted here for advice
https://forums.moneysavingexpert.com/discussion/657183
After 6 years of hard work, the odd extra debt that i didnt know about cropping up, I am now down from 10k+ (with added debts) down to <£200 in debt, Excellent credit report and now just got a £100k mortgage which i never thought i would get....
So just a quick one for everyone struggling out there, there is light at the end of the tunnel and dont give up.
Thanks to everyone here for my odd pop in.
https://forums.moneysavingexpert.com/discussion/657183
After 6 years of hard work, the odd extra debt that i didnt know about cropping up, I am now down from 10k+ (with added debts) down to <£200 in debt, Excellent credit report and now just got a £100k mortgage which i never thought i would get....
So just a quick one for everyone struggling out there, there is light at the end of the tunnel and dont give up.
Thanks to everyone here for my odd pop in.
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Comments
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Wow that is fantastic well done!! :TDFD - 12/2016 with 6.7% paid as of 07/14
£ saved = 168.16 lbs lost = 4
Weekly Spend Challenge(7/9) £20/£0
Sept GC - £78.11/£300 Sept NSD's = 4
OS Weight Loss Challenge - 0lb/5lb0 -
Thats incredible!! What a great bit of inspiration! Congratulations!!
Jodles :rotfl::beer:MFW2020 #115 250/3000 J-250
1% challenge- /1525Save 1k in 2020- /3000
Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
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Fantastic! Well done you!! Any tips/advice? I'm starting with around £10k of debt and seeing someone else has been able to do it makes me think that we will be able to as well.SCS Carpets 0% finance: [STRIKE]£1331.84[/STRIKE] £132.90
SCS Sofa 0% finance: [STRIKE]£1732[/STRIKE] £455
Barclaycard:[STRIKE]£4657.57[/STRIKE] £4657.57
MBNA Card:[STRIKE]£4413.45[/STRIKE] £4413.45
Total Debt: [STRIKE]£12134.86[/STRIKE] £9658.92
August Grocery Challenge: £132.92/£1600 -
i got all the interest froze on all cards (i was sort of lucky as ALL my debts had gone to collectors so they didnt care as long as i started paying) I got a few of the newer ones reduced by setting up payment plans.
I sat there for a few years just chipping away (in all honesty i didnt make any over payments)
I came into a bit of a fortune and found a item i can buy in cheap and sell on ebay at a profit and im currently making about £2-300 a month on ebay so managed to pay off over a few months the remaining few.
a few phone calls to ask for a few things to be updated on my credit file to satisfied and my credit went from okay to excellent in about 2 weeks.0
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