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Time for a very tentative happy dance!!
dfbefore30
Posts: 35 Forumite
Hey
I've been a looong time lurked on these forums but only post occasionally. But I promised myself that I would post today (payday) to say...
I'm finally debt free!!!!!! Woohoo!!!!
It's taken about 3 years, and in that time I've cleared approx £14,000.
(the tentative happy dance is because my MOT is due this month (gulp), so if a major repair bill comes through my DFD will have to be next month. So fingers crossed I have a nice healthy car!!)
I just want to say that I never would have got this far if it hadn't been for you lot, so thanks!
For everyone still on their debt free journey, please don't give up! I was the worst DFW ever. I fell off the wagon more times than I care to mention. The important thing to remember is that if you do have a massive blowout on wine/takeaway/clothes, then don't beat yourself up too much. Just get up the next morning and start again.
Keep at it folks! You'll get there. Trust me, if I can do it then you can!
Thanks again !
I've been a looong time lurked on these forums but only post occasionally. But I promised myself that I would post today (payday) to say...
I'm finally debt free!!!!!! Woohoo!!!!
It's taken about 3 years, and in that time I've cleared approx £14,000.
(the tentative happy dance is because my MOT is due this month (gulp), so if a major repair bill comes through my DFD will have to be next month. So fingers crossed I have a nice healthy car!!)
I just want to say that I never would have got this far if it hadn't been for you lot, so thanks!
For everyone still on their debt free journey, please don't give up! I was the worst DFW ever. I fell off the wagon more times than I care to mention. The important thing to remember is that if you do have a massive blowout on wine/takeaway/clothes, then don't beat yourself up too much. Just get up the next morning and start again.
Keep at it folks! You'll get there. Trust me, if I can do it then you can!
Thanks again !
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Comments
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dfbefore30 wrote: »Hey
I've been a looong time lurked on these forums but only post occasionally. But I promised myself that I would post today (payday) to say...
I'm finally debt free!!!!!! Woohoo!!!!
It's taken about 3 years, and in that time I've cleared approx £14,000.
(the tentative happy dance is because my MOT is due this month (gulp), so if a major repair bill comes through my DFD will have to be next month. So fingers crossed I have a nice healthy car!!)
I just want to say that I never would have got this far if it hadn't been for you lot, so thanks!
For everyone still on their debt free journey, please don't give up! I was the worst DFW ever. I fell off the wagon more times than I care to mention. The important thing to remember is that if you do have a massive blowout on wine/takeaway/clothes, then don't beat yourself up too much. Just get up the next morning and start again.
Keep at it folks! You'll get there. Trust me, if I can do it then you can!
Thanks again !
Congratulations!!! :TDFD - 12/2016 with 6.7% paid as of 07/14
£ saved = 168.16 lbs lost = 4
Weekly Spend Challenge(7/9) £20/£0
Sept GC - £78.11/£300 Sept NSD's = 4
OS Weight Loss Challenge - 0lb/5lb0 -
Thats awesome, congratulations!
Oh, and I hope the car sails through
- David.We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
Very big congratulations
Since your MOT is due this month, that gives you a whole year to plan for next MOT....perhaps you might like to think about a small savings fund going forwards?Debt Free! Long road, but we did it
Meet my best friend : YNAB (you need a budget)
My other best friend is a filofax.
Do or do not, there is no try....Yoda.
[/COLOR]0 -
:dance: Congratulations and fingers crossed for the MOT!!!Highest debt: £25,702.08
(estimated) DFD 29th August 2018 Paid £35.25
September Squirrels #27: debt paid £35.25/£500 ~ SFD 0/15 ~ Birthdays 0/£50 ~ Saved 0/£50 ~ Food £25.68/£250 ~ Food Bank 0/5 ~ Exercise 2/15 ~ Reflection 1/15
Weight Loss: 0/56lbs0 -
a very well done to you, good luck with the MOT LIVE SIMPLY * GIVE MORE * EXPECT LESS * BE THANKFUL0
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Congratulations :beer:
It's always encouraging to hear when someone has made it!!A Payment A Day keeps the debts at bay
PADS 2016 = £222.57
Frugal living challenge 2016 1129.71/3660
= 14.86 per day/10.00 per day0 -
Amazing news!! Congratulations and fingers crossed for the car!
Jodles :j:beer:MFW2020 #115 250/3000 J-250
1% challenge- /1525Save 1k in 2020- /3000
Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
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congratulations!!!!0% until march 2018 CC- £1995.81
OD- £1500 Very- £415Total- £3910.81One Poll- £5.65/£400 -
Congratulations! :j
Best of luck for the mot.Sealed Pot Challenge - No. 117
Bank of Mum & Dad - £3150/£10,000 (£6850 to go) Bank of In Laws - £4600/£12,000 (£7400 to go)
MFW - MFD - [STRIKE]5 Apr 2029[/STRIKE] 5 June 2025 : AIM = NOV 2019 (back up aim = MAR 2023)0 -
Thanks guys!
I will definitely be transferring money every month into a car savings pot from now on!0
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