We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

i need help please

Hi Guys

Can anybody please advise a reputable loan company in the UK that will consider offering an UNsecured personal loan for approx £4,000, even though I have a bad credit history?

I understand that the interest rate repayable will very likely be much higher than usual, but an desperate for the loan and need suggestions as to a decent lender please, who will lend, regardless of my credit history.
Thank you ...

Comments

  • Puddylove
    Puddylove Posts: 507 Forumite
    Eighth Anniversary Combo Breaker
    Hi, and welcome
    I can't answer your question to advise loan providers - there is a 'Loans' board though so you could repost in there.
    To take a lateral approach here;
    1. Why do you need a loan?
    2. Why do you have bad credit history?
    3. Will you really be able to afford the repayments or will you spiral into more debt and stress?

    P x
  • FireWyrm
    FireWyrm Posts: 6,557 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    In short, I doubt very much it will happen. Think about it, why on earth would an reputable lender lend money to someone with a bad credit history? Would you? There are of course irreputable lenders, such as a common loan shark, but that is a world of trouble far deeper than the lack of a few thousand pounds.

    What is the nature of your problem that you are so desperate to borrow this amount of money?
    Debt Free! Long road, but we did it
    Meet my best friend : YNAB (you need a budget)
    My other best friend is a filofax.
    Do or do not, there is no try....Yoda.

    [/COLOR]
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.9K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.