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Expat that's moved home and needs a mortgage

Options
Hi

I recently moved home to the UK as I got married and started a new job.

I'm bringing back a decent deposit, but can't find any lenders in the UK that will lend to me as I've been living out the country

Does anyone know any lenders?

Thanks

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You need to re-establish yourself first. At the moment you've no history. Register on the electoral roll as a priority.
  • amnblog
    amnblog Posts: 12,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I know some Lenders - I am a mortgage broker.

    Find someone like me and they will tell you if you have options now, or if not, when you will have.

    Each case will have its own issues.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Wirenth
    Wirenth Posts: 899 Forumite
    I moved back to the UK and bought a house 9 months later, with Santander as the lender. So, it is not impossible, but you do need to build yourself a credit history and get on the electoral roll.
    Good, clean fun.... :D
    MFW #11 2015 £7657 / £8880
  • ellie27
    ellie27 Posts: 1,097 Forumite
    Ninth Anniversary 500 Posts Combo Breaker
    edited 1 August 2014 at 8:09AM
    We moved and lived in Dublin for 3 years.

    We returned to Scotland and within 4 wks of our return we applied for a mortgage (Intelligent Finance) and we got the mortgage and moved into the house in a further 4 weeks!

    We did not get ourselves onto the Electoral roll til we had moved in and got the letters through the door.

    This was 7 yrs ago. My hubby had a job to start on his return. I am a teacher and I got supply work before we applied for the mortgage too.
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