Help needed with Pension options please

confusedofchingford

Sorry kidmugsy, not you.
Atush - I will ask Standard Life. EMT?
Current interest rates 16% and 20% as in my original post, outstanding £4031.98. The ones expiring in 2015 will probably be at 19.9% but hoping to pay those off with my lump sum due August 15.
Cheers

atush

emt was a typo, it was amt ie amount

So the 2 high debts should be paid off with his 25% tax free lump sum using the rest of his lump sum to replace state pension being deferred along with any extra pension he draws down.

16, 19.9 and 20% are high enough to consider losing any guarantees, but you need to check first if there are any with his pension.

Let us know what the situation is, and what you decide to do once you know all the facts.