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Satisfied Default for £156 6 months ago

Just found this on my credit file, some lenders won't give me a mortgage, does anyone know who might!

Comments

  • ACG
    ACG Posts: 25,093
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
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    When is the default DATED?
    How much is your deposit as a percentage of the purchase price?
    What was the default for? (Mobile phone/utility bill etc?)

    You would most likely be best speaking to a broker but its not a huge default.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • If you didn't know about it - how was it satisfied ?
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • Mkwhite
    Mkwhite Posts: 5 Forumite
    The said company were paid the outstanding amount in January immediately after they put the default on. It was not until I tried to arrange a mortgage I saw the default which was not satisfied as the account had not been updated. I have now had it changed to satisfied backdated to January.
  • amnblog
    amnblog Posts: 12,791
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    A Mortgage Broker will know who might lend - engage one.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • ACG
    ACG Posts: 25,093
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Forumite
    amnblog wrote: »
    A Mortgage Broker will know who might lend - engage one.
    Dont let my gf see this! I would have to give up my job :rotfl:
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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