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Housing Shortage Forces Millions of Adults to Live With Parents
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I never said every option was possible for every person.
Generally speaking there is no reason to be homeless in this country.
Homelessness tends to be a symptom of mental illness (including addiction) rather than poverty in the UK.
Levels of homelessness reflect the UK's unwillingness and inability, through a lack of research, to treat mental illness as well as an unwillingness of sufferers to seek help.0 -
No it's not because people purchase iPads etc although people do spend more on luxury items and entertainment then they did in the 70s.
Is that true? Or do they just have more stuff? A TV set in the mid 1970s cost about 2 months average salary - and almost everyone I knew seemed to have one or rent one (only one though). That's about £4k today! £4k would buy a lot of iPads, mobile phones and flat screen TVs.0 -
SkyeKnight wrote: »Is that true? Or do they just have more stuff? A TV set in the mid 1970s cost about 2 months average salary - and almost everyone I knew seemed to have one or rent one (only one though). That's about £4k today! £4k would buy a lot of iPads, mobile phones and flat screen TVs.
I didn't know anyone who owned a tv set in the 70s - everyone I knew rented them. Some had coin operated tvs!0 -
Generally speaking there is no reason to be homeless in this country.
I agree with both of you.
Anyone who isn't unwell enough to fall through the safety net should not be homeless.0 -
SkyeKnight wrote: »Is that true? Or do they just have more stuff? A TV set in the mid 1970s cost about 2 months average salary - and almost everyone I knew seemed to have one or rent one (only one though). That's about £4k today! £4k would buy a lot of iPads, mobile phones and flat screen TVs.
Most people didn't have a TV whilst saving for a house I didn't have a TV until about a year after I moved in and then I rented a B&W one.0 -
Lots of people can't afford a Lamborghini. Many people cannot afford a luxury watch. Some cannot afford to own their own home.
You have a right to shelter, you do not have a right to own your own home.
There are many alternatives for you:- Living with family
- Renting
- Council houses
I know that it's hard to accept, but if you do not earn enough money to buy a house, then you cannot afford it.
I can't argue with what you're saying because it makes perfect sense. We're not low earners or high earners, but I'd say we're pretty average for our area of the country. We've also managed to save a respectable sum so far, even if it may fall short of what we need at the moment.
My gripe is with the fact that house prices have risen +10% in the last year and that has unfortunately pushed the type of house we were looking to buy out of sight.
Living with family is what we currently are doing, hence the ability to save. If we rent we'll lose the ability to save substantially and this will put us back years and years. Council houses wouldn't apply to us as we're young, full time workers who bring home a respectable but not high wage and thus wouldn't meet the criteria.
First time buyers like us are just being priced out of the market because of the way prices have risen above wages. I don't doubt that eventually, in 1,2,3 maybe 4 years the bubble will burst but it doesn't change the fact that it's currently very frustrating for a lot of young people that want to get on in life.0 -
First time buyers like us are just being priced out of the market because of the way prices have risen above wages. I don't doubt that eventually, in 1,2,3 maybe 4 years the bubble will burst but it doesn't change the fact that it's currently very frustrating for a lot of young people that want to get on in life.
If you're both earning "average" salaries and living at home you should easily be able to stash close to £2000 a month away. You're not priced out at all you just need to save a deposit like anyone else.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Hi Sam, I sympathise with you, however I'd like to ask why you don't think you can get on with your lives without owning a home?
Please don't take that as judgemental. It's a question to help me and others understand why you feel held back in other areas of your life.0 -
Homelessness tends to be a symptom of mental illness (including addiction) rather than poverty in the UK.
Levels of homelessness reflect the UK's unwillingness and inability, through a lack of research, to treat mental illness as well as an unwillingness of sufferers to seek help.
I heard an important piece of research was done on schizophrenia and they isolated 100 key genes and many of them were related to the immune system, which offers quite a lot of hope that with more research a vaccine or cure might be possible, which is quite amazing.Proudly voted remain. A global union of countries is the only way to commit global capital to the rule of law.0 -
Hi Sam, I sympathise with you, however I'd like to ask why you don't think you can get on with your lives without owning a home?
Please don't take that as judgemental. It's a question to help me and others understand why you feel held back in other areas of your life.
A good garden takes ten years to mature, you do need stability to put roots down, which renting rarely offers.Proudly voted remain. A global union of countries is the only way to commit global capital to the rule of law.0
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