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SLL Capital Advice Please

Hi Guys,

As i have previously posted i have set up a token payment with Stepchange to pay all my creditors £1 a month until February 2015 when i get back on my feet.

I have received a letter from SLL Capital stating that they do not accept the offer from stepchange and that i have to pay £30 now to stop them sending me to court with also top up payments every month along with the token payments from Stepchange!

The weird thing is this is the 1st i have heard from them as the creditor has only just sent my account to them. I have never delt with them before and they seem really nasty.

Will they take me to court??

Should i make the payments??

Stepchange have sent them my income & expenditure forms so they know i have no money at all extra each month. Is it unreasonable that they are asking me for this?

Please help me.

Comments

  • sourcrates
    sourcrates Posts: 32,525 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Simply contact stepchange and tell them, they are managing your DMP so you must inform them.
    If you look again at the letter, it will most likely say "we may" or "We could" take court action.
    Its a standard threatogram letter you have received.
    Contact stepchange, they will handle it for you.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • newjam
    newjam Posts: 21 Forumite
    They say my account is at pre court stage, how can this be if this is the 1st i am hearing from them? Surely i should have had a letter from someone saying i am going to pre court stage?
  • Lensman_2
    Lensman_2 Posts: 1,506 Forumite
    Part of the Furniture Combo Breaker
    Look back at the letter. A lot say "pre litigation" along with "ifs" "buts" and "maybes".

    It is likely that they are bluffing.

    Call Stepchange and talk it through with them. I am pretty sure SLL should also be talking to Stepchange and not bothering you too.
  • harveybobbles
    harveybobbles Posts: 8,973 Forumite
    It is at pre court - ie they wont GO to court.

    Just another blagging letter to scare you into paying more.

    If you wasn't on the DMP I'd be tempted to write back to ask them to put that they are declining your offer in writing and that you are withdrawing your offer and have some fun with these goons.
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