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omg where do I start?
janegresty
Posts: 115 Forumite
I am new to this forum, and to be honest a bit intimidated by it lol. There are so many different forums subjects I'm not sure where I belong, so I will just join here.
My problem is I have been in debt for yrs and now it is getting far far worse and I have no idea how to prioritise or how to decide who to pay first.
I owe money to the following:
1. Rent .. £188 owed
2. Electric £63 owed
3. Gas £47 owed
4. Water £219 owed
5. Council Tax £127 needed to be paid per month or go to court
6. Overpayments on housing benefits £1017.89 owed
7. Tv License 4 months behind.
8.Lloyds Tsb Credit Card (interest frozen & card stopped) £612 owed
9. Lloyds Tsb overdraft .. £309 owed
10. Brighthouse.... £50 owed this week and £25 per week for tv and laptop
11. 3 seperate contract phone bills for phones we no longer have... total owed = £388
Theres other that I can't remember right now. Also my partner has just started a really good and well paid job... and he needed alot of petrol to be able to do this job. So at the moment petrol is also about £20 a week.
WHERE DO I START?
My problem is I have been in debt for yrs and now it is getting far far worse and I have no idea how to prioritise or how to decide who to pay first.
I owe money to the following:
1. Rent .. £188 owed
2. Electric £63 owed
3. Gas £47 owed
4. Water £219 owed
5. Council Tax £127 needed to be paid per month or go to court
6. Overpayments on housing benefits £1017.89 owed
7. Tv License 4 months behind.
8.Lloyds Tsb Credit Card (interest frozen & card stopped) £612 owed
9. Lloyds Tsb overdraft .. £309 owed
10. Brighthouse.... £50 owed this week and £25 per week for tv and laptop
11. 3 seperate contract phone bills for phones we no longer have... total owed = £388
Theres other that I can't remember right now. Also my partner has just started a really good and well paid job... and he needed alot of petrol to be able to do this job. So at the moment petrol is also about £20 a week.
WHERE DO I START?
My baby boy is now 8 weeks old.
Starting college on Monday Access to HE Nursing & Midwifery
Starting college on Monday Access to HE Nursing & Midwifery
0
Comments
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Hi and welcome.Start by looking at the stickys at the top for new members, it will help you arrange your SOA in order.Barclaycard 3800
Nothing to do but hibernate till spring
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Hi and welcome to DFW - you're definitely in the right place and there are plenty of people in here with more knowledge than me who will help you
Doing your SOA really helps, and definitely don't be intimidated by us...
gtdOfficial DFW Nerd Club - Member no. 208 - Proud To Have Dealt With My Debts DEBT FREE DECEMBER 2008!!!0 -
Thanks everyone! Will go and have a read
xxx jane xxxMy baby boy is now 8 weeks old.
Starting college on Monday Access to HE Nursing & Midwifery0 -
welcome to the board - you are definatley in the right place!0
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