15.7.07 what small dfw thing will you do or have you done today?

hypno06

Hello lovely DFWers - old timers and newbies. It's Sunday :j

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will do the following:

- take packed food to the ski race to avoid paying for barbecue!
- not increasing my debt
- not use my car any more than is necessary
- be positive
- do storecupboard dinner when we get back home
- check online banking and update spreadsheet

I hope you are all having a good weekend xx

x_raphael_xx

Today I have:
Printed off some cheap MSE receipes from this site at work (no ink or paper cost to me).
'Borrowed' some dockets from work to use as note paper at home.
Nicked the spare rib bones left from a collegues curry last night for the poochie.

Later I will:
Chase up money owing friend AGAIN!
Walk to work.
Spend no money.

Sea78

Hi all

Today I really want to have a NSD.
Will stop myself buying anything online.
attempt to list some items on ebay.
Use the chicken I need to cook today or it will go out of date.

Sea xxx

Sailorgirl

Morning!
Am going to face my pile of post from the week and sort out bills.
Cook from store cupboard/ freezer
Do my clicks.
Get some exercise by walking not paying for the gym.
Have a fun Sunday folks!

luxor4t

Today I will:
* plan my money for the next 6 weeks
* cook from the freezer for today and tomorrow
* plan menu for rest of the week (using freezer and cupboard)
* make another 3 morsbags

Oh, and do my clicks - thanks Sailorgirl!

Karmacat

Hi hypno, hi all. Can't think of much today.
- get ready for going back to work tomorrow, so I can get all the work *done* - thats housework, really, so the bits that *should* sparkle *do* sparkle -done it, by 2pm.
- bit of gardening on the path.
- prepare for trading-training tomorrow, thats part of work done it, by 2.15pm.
- send off a couple of letters - done it, by 1pm.
- bit extra - checked out my credit report, did a freebie via mutualpoints or something - its a good score, thankfully, but now I need to phone them tomorrow and cancel it, so I don't get charged, the 30 days will run out by the end of next week - oops, did it when I inserted this note, by 4.15pm.

Wonder if I can do all that in the morning, to leave the afternoon free? Gonna have a try.... bye!

Spendaholic_Chick

NOt posted on this thread for a while and kind fell off hte wagon a bit but today I have/will:

- dry clothes on airer
- babysitting for friends 2 kids as well as my own son so am taking them to local pub for lunch where kids eat free!
- checking online bank and probably transferring some cash from 0% credit card to current account to pay off overdraft

Nicolefury

Paid £6 off my Simply Be catalogue. Doesn't sound like alot, but every little helps!

irishmist_2

Hi all

Planning for a lazy day so a NSD
Going for dinner with friends at theirs tonight, and will recycle a bottle of wine to bring with me
Have updated my signature and worked out my spreadsheets today
Checked online banking
Friends gave me £10 towards food for picnic last night and have put it into my piggiebank for Christmas

john_kent

Today I have

1) Changed from paper phone bill to emailed phone bill. Saving me £12 per year

2) Cooked some meats for sarnies for this week and sorte dout the food cupboard

3) Used solme old cooking chocolate and cereals to make laods of cakes. Wont need biccys this week or next.

Yorkielass

I haven't posted on this thread for ages but have had a good day today and thought I would post (and try and get into the habit of posting each day):

Today I have:
Had a NSD
Haven't been out and therefore haven't used the car - so no petrol used
Made flapjacks using things I had in the cupboard - we can have them in pack ups this week
Finally sat down with OH and worked out our annual things and how much we should be putting away each month for them and now have a plan - with home and car insurance coming up just before/after Christmas I was concerned we haven't been putting money away but all looks fine and we have a plan now - and put this all into the budget spreadsheet.