CCJ on credit file

Itsallgonepearshaped

Hi,
I've just checked my credit file as I went bankrupt in 2009 and discharged in 2010 and there are still items on there as defaults so I think I can get those c eee aned up but I also have 2 CCJs on there from before the bankruptcy - can I get these removed as well somehow ?

Thanks

fermi

You can have defaults marked to show they are satisfied in some way, and their date changed to your BR date if they are after it.

CCJs you can try to get marked as satisfied, but the court riles say they can only do this if they were paid in full, which there were not. You certainly can't get them removed.

They will both drop off after 6 years anyway by the time the BR itself is gone.

Itsallgonepearshaped

fermi wrote: »

You can have defaults marked to show they are satisfied in some way, and their date changed to your BR date if they are after it.

CCJs you can try to get marked as satisfied, but the court riles say they can only do this if they were paid in full, which there were not. You certainly can't get them removed.

They will both drop off after 6 years anyway by the time the BR itself is gone.

Thanks Fermi. I've got a load of items that are marked as settled but about the same number that seem to be still marked as I n default so I'll try and get those sorted.

fermi

Yes, see this link: Credit Reference File Clean Up Post Bankruptcy