Fresh Start

klfairy

Hello again.

I posted a couple of years ago as a DFW then, having had what I thought was a lightbulb moment. I couldn't get my OH to have one and nothing seemed to help. Well I found the solution: separation. Actually not just about money, but it was a significant part of the problems. Anyway... so I'm back again as a DFW without distractions or a disinterested passenger!

Can someone point me in the direction of a Debt Free Date calculator? I'm pretty sure I used one before but can't seem to locate one. I reckon I'm about two years away, maybe a little more/less.

Thanks

Tixy

Hi and welcome back!

If you use one of the snowball calculators then this will show your debt free date (or for the stoozing one it will show how many months) -

http://www.whatsthecost.com/snowball.aspx
http://www.stoozing.com/calculator/snowball-calculator.php

klfairy

My debt free date (credit cards) is only 13 months away!! I could do it by the time I hit 40 if I'm savvy! This would be AMAZING. I also have an overdraft which is impossible to include on these snowballs because although I'm charged a fee, it's a flat fee whether I'm £1 overdrawn or the full £2k. At the moment it's a "cheap" debt to service because it's at the full whack but once I start paying it off, I don't get any benefit until it's all gone.

But yay to be credit card debt free by the time I hit 40? I'll take that!!

Tixy you've helped hugely and made my day. Thank you.

jodles16

Just wanted to say yay! Good luck at getting rid before your 40! Loads of helpful money saving/earning threads here!

Jodles :j