Thursday 24th July - What small DFW things will you be doing today?

allydowd

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .

So be proud of those small steps, they really are important. :money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link )
• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery (Link)
• FreeStuff ( Link )
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• My Supermarket ( Link )
• Nectar Points, AdPoints, Search Toolbar ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Clubcard Free Movies and TV Shows Online ( Link )
  
• Toluna ( Link )
  
• TopCashBack ( Link )

Morning DFW-Jedis,

Today my OH and I will:

Deep clean the Kitchen using minimal cleaning products (Stardrops, Baby Bottle Sterilising Tablets, hoover, hot water and elbow-grease. Not looking forward to this! We've let the kitchen get a bit out of control lately...So far found a packet plasters, lots of coffee and a document we'd thought we'd lost forever.

Have a good look at what food we have left with a view to using up all the oddments, and our kitchen really puts the "odd" in "oddments".

Do i-Say surveys.

My £2 in free Superdrug BeautyCard Points from a survey has appeared in my account. Will plan what to do with that £2.

Do Nectar AdPoints.

Put some freebies and offers on here if I find any.

Offers:

Free Bacon Breakfast Sub at Subway before 11am when you buy a newspaper, or find one on the train. (Link)

£5 off a £40 spend at Lidl in Today's Daily Star (15p).

£5 off a £45 spend at Aldi in Today's Daily Mirror (55p).

Print your own £5 off £50, £7.50 off £75 and £10 off £100 spend at Farmfoods coupons. (Link) Shame they stopped doing reductions on smaller spends.

From today until 8th September you can exchange £5 of Tesco Clubcard vouchers for £10 to purchase anything on the Tesco Direct online shop: (Link)

Happy Thursday everyone....

ChopinonaBudget

I'm with relatives today so that's nice and cheap! I really should get on and send an email a friend to see about visiting for a few days (we go for a country break, they come to me for a city break, so it all works out nicely!). Once that's sorted I can go through my diary and book Longleat and a few other places with the free vouchers I've already claimed from clubcard

Of all the credit cards I want shot of, I'll always keep my tesco one and pay it off in full each month so I can have clubcard boost for the summer holidays!

Sunshine22_2

Morning all,

Thanks Ally for starting us off!

Today I have my day off so need to crack on with some housework! OH still in USA working until September so I can't even blame him for the mess :rotfl:

* Couple of loads of laundry and on the line, best make the most of our 27 degree heat today
* [STRIKE]Check banks[/STRIKE] - I'm a little grumpy I seem to have spent everything this month, but on the positive side, although there is nothing for the savings account, there is nothing outstanding to be paid.
* [STRIKE]Check debt amounts[/STRIKE] (:eek: need to see what to pay off on Next account and check credit card is back at zero balance)
* Clean the hovel I am living in, at least the upstairs, maybe downstairs depending on enthusiasm
* Post 2 parcels back for refunds
* Going out this evening to the beach with my mum and her dogs, might be a free fish and chips in it for me!!

Have a good day all
Sx

MinnieMousesMummy

Good morning, This week just seems to be one problem after another but I need to try and stay positive.

Ally – Thanks for starting us off this morning.

My list for today:
Catch up with the laundry and hang outside
Do an inventory of food that is in the cupboards and freezer
Do Nectar Adpoints
Phone the bank to chase up sorting out the account
Update cv
Look on working mums site for homeworking/self employed jobs
Spend an hour sorting business admin
All meals from stores
Sort through Avon paperwork/books and try to revive round (not done it for a few books due to lack of motivation)
Spend an hour looking for freelance work
Do work for client
Work at p.t job 6-11pm
Sort a budget for next month
Check birthday bingo and postcode lottery

I think that is everything for today, Hope everyone has a good Thursday x

allydowd

Happy Birthday, Ziggy.

:bdaycake:

mooomin

Morning all

I'm back from a long weekend with family and ready to get back in the swing of things. The list is:

[STRIKE]Banking[/STRIKE]
[STRIKE]Check it all matches YNAB[/STRIKE] Credit card tracking needs work
[STRIKE]Work out outstanding credit card balance[/STRIKE] I'm overspent by about £11 but have no idea what I have bought!
Write shopping list
STICK TO IT
[STRIKE]Buy lunch cheaply today (Mr Mooo did no shopping while I was away)[/STRIKE] Got a lovely roll from the local cafe for £1.30 that was far better than I could have bought from the supermarket for twice the price.
[STRIKE]Charge phone at work[/STRIKE]
Return clothes to Asda
Tidy living room
[STRIKE]Washing out on the line[/STRIKE]
Make up spare bed for friend staying tonight

solvencyseeker

Hello all
Thank you Ally for the start.

All this talk of deep cleaning has got to me and, as I am not at work until Monday, I am planning a blitz of the house and garden. Started on the garden/jungle last weekend but there is plenty more to do.

I have double checked bank accounts this morning and started a fresh page in the spending diary.

Need to do a small food shop - planning a BBQ later:beer:. Will plan the next few days meals, write a list and stick to it (unless we see freezable bargains).

Best get on with the cleaning - oh joy!

x

Karen777

hello everyone.
today I will - clean and do laundry
sort my payments out as just been paid - I predict lots of being on hold!
go for a walk

enjoy the sun everyone

Bagpuss741

Today I have/will:

1. Checked online banking (direct debit still hasn't gone out)
2. Changed bed linen and swapped over to my summer quilt, cleaned bedroom using only a microfibre cloth also cleaned bedroom windows.
3. NSD
4. Wash bed linen and hang on line to dry.
5. Water veggies later when cooler.
6. Surveys
7. Read free kindle book
8. Home manicure and pedicure using free samples collected.

Happy Birthday Ziggy:bdaycake:

natlie

Hi All


I am bit hit and miss on this post and hardly recognised anyone's names but just needed to say:


Today I will be hoping that I do not get any phone calls or emails from my solicitor or estate agent as a signature on a piece of paper tomorrow decides whether I join the Debt Free Roll of Honour and finally become debt free for the first time in 15 yrs!!!!


Nat