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Quick loan question.

135

Comments

  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    inmypocketnottheirs wrote: »
    In an ideal world, so do I. But you know nothing of the circumstances, so you would be better not to judge. However, you cant beat it as a money saving technique! :p

    What is there to judge?
    You borrowed the money (come on now you didn't really expect it to be interest free did you?) - you now pay it back.
    It is irrelevant if OP has already paid a lot in interest.
  • mr.broderick
    mr.broderick Posts: 3,778 Forumite
    1,000 Posts Combo Breaker
    ejones999 wrote: »
    What is there to judge?
    You borrowed the money (come on now you didn't really expect it to be interest free did you?) - you now pay it back.
    It is irrelevant if OP has already paid a lot in interest.

    Jonesy..have a day off sir..
  • inmypocketnottheirs
    inmypocketnottheirs Posts: 4,745 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    ejones999 wrote: »
    What is there to judge?
    You borrowed the money (come on now you didn't really expect it to be interest free did you?) - you now pay it back.
    It is irrelevant if OP has already paid a lot in interest.

    As I said, you know nothing about the circumstances.

    Plus none of your comments relate to the OP question.

    Plus a some of your comments are inaccurate.

    Try being factual before trying (and failing) to be clever.
    Don't lie, thieve, cheat or steal. The Government do not like the competition.
     The Lord Giveth and the Government Taketh Away.
     I'm sorry, I don't apologise. That's just the way I am. Homer (Simpson)
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    inmypocketnottheirs wrote: »
    As I said, you know nothing about the circumstances.

    Plus none of your comments relate to the OP question.

    Plus a some of your comments are inaccurate.

    Try being factual before trying (and failing) to be clever.

    Please enlighten me with your financial wizzardy then please.
    How am I inaccurate?
  • inmypocketnottheirs
    inmypocketnottheirs Posts: 4,745 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    ejones999 wrote: »
    Please enlighten me with your financial wizzardy then please.
    How am I inaccurate?

    OK, you said:

    "If you do ask for a discount and get one it won't make your credit files pretty to look at.
    You do know that don't you."

    Inaccurate. As stated above, I did exactly this, made a reduced payment in full and final settlement and still got credit.

    Just because you do not want something to be true does not mean that it isn't.

    As Mr Broderick says above, jonesy "take a day off".

    You would be best advised to make factual statements rather than half truths based on your biased judgements.
    Don't lie, thieve, cheat or steal. The Government do not like the competition.
     The Lord Giveth and the Government Taketh Away.
     I'm sorry, I don't apologise. That's just the way I am. Homer (Simpson)
  • regularsaver1
    regularsaver1 Posts: 4,930 Forumite
    At the end of the day why should they?
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    regularsaver1 wrote: »
    At the end of the day why should they?


    Because SOME people think they are smart but in reality they are not.
    Don't worry it will catch up with them in the future.
  • s1h
    s1h Posts: 491 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    ejones999 wrote: »
    Don't take this the wrong way but for everybody who borrows and pays back in full I hope they turn your offer down.

    Agreed. I don't see why the banks do this anyway surely it makes more sense to them to keep it over the original term and get the interest out of you.
  • s1h
    s1h Posts: 491 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    ejones999 wrote: »
    What is there to judge?
    You borrowed the money (come on now you didn't really expect it to be interest free did you?) - you now pay it back.
    It is irrelevant if OP has already paid a lot in interest.

    Agreed again, it is immorral and nothing short of theiving.
  • hazzie123
    hazzie123 Posts: 2,755 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    s1h wrote: »
    Agreed again, it is immorral and nothing short of theiving.

    Give your head a shake.
    Debt Free Date:10/09/2007 :j :money:
This discussion has been closed.
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