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Trying to live
relaxsoon
Posts: 112 Forumite
Hi trying to still live ,
i know your not suppose to use your bank what if you have no income but can still access your account as i need to live like buy food etc how do i go about doing this do i need to ask OR ??? :A
i know your not suppose to use your bank what if you have no income but can still access your account as i need to live like buy food etc how do i go about doing this do i need to ask OR ??? :A
All i want to do is save save save 
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Comments
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Hi trying to still live ,
i know your not suppose to use your bank what if you have no income but can still access your account as i need to live like buy food etc how do i go about doing this do i need to ask OR ??? :A
Yes - the OR will NOT deny you your day-to-day living expenses. If all of your cash is in your bank account, then the OR should allow you to withdraw enough to live on.
Has the account been frozen, by the banks, yet?I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
No the account has not been frozen yet its all with one bank
the thing is all the debt is in the over draft so the money i will withdraw would be in the overdraft limit . i had some money paid in yesterday to from a old temping job . I haven't any money and not sure what to do ????!!!!!!All i want to do is save save save0 -
In the ideal world, it would have been better to have made arrangements for that money to have been paid into another account - possibly a family member's account.
Unfortunately this is not an ideal world.
I think you need to talk with the OR as soon as possible.
You say that you have no income - are you in receipt of any benefits? If so, make sure that they are not paid into your bank account.
In my opinion, the OR will probably allow you access to that money, but that is ONLY my opinion.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
ok ,
yes i have no other account and i haven't had a chance to change any bank details i am receiving no income like benefits or anything im in need to still live i have some money in the account i can use as its not as overdrawn as i put in my petition in the end !!! ?? what should i do i havent a penny ???!!!!All i want to do is save save save0 -
Hi
First thing Monday you should go to your local benefits office and explain the situation to them. You will find most people are very friendly and he/she may be able to let you know about some benefits you never knew you were entitled to. Perhaps even a crisis loan.
Things can only get better.:rotfl:0 -
Hi ,
i dont want another loan i just come bankrupt thats not going to help im with speak with the OR tommorro as i have still money in the bank which i shld be able to use !!! :beer:All i want to do is save save save0
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