Bailiff/ Suddenly we owe money

SunnySingh

She's sat right next to me an contrary to popular belief, there are couples out there without any secrets.

Poor girl is stressed out about it! Hence why I'm posting this!

FireWyrm

SunnySingh wrote: »

She's sat right next to me an contrary to popular belief, there are couples out there without any secrets.

Poor girl is stressed out about it! Hence why I'm posting this!

Okey dokey...right then.

Go here : https://www.noddle.co.uk and start the process of getting at least one of your credit files. You will have to apply to Experian and Equifax in writing and pay a statutory £2 each for those, but Noddle (call credit) will give you a starter for 10.

What does it say? Any indication of a CCJ?

Next, get onto the court tomorrow morning and find out all you can about that case using the reference given.

Come back with the results.

Meantime, if the 'bailiff' calls tomorrow - the debt is in dispute until you can ascertain who and where and why and what.

Silk

You started a thread with the same tale way back in January and you never returned to the thread after the replies ........... You claimed it was Capquest

SunnySingh wrote: »

Hello,

And firstly let me apologise if something similar has been posted.

The reason I need some advice is that my wife and I have been married for 5 years, and in the past week we've had bailiff letter come to the house.

Today, We received a red note through the letter box claiming that if we do not contact the bailiff, they would force entry to seize goods.

The Name on the debt is apparently for my wife in her maiden name.

Along with that red notice, we received a notice from the county court claiming she owes £3000.

Now we've never heard of capquest, nor are we aware of any debt in her name (we cleared it off before we got married)

It just seems like a debt has just appeared and we have no way of sorting it out without paying for something we don't owe.

Now the questions I have are as follows:

1. Can A bailiff force entry if we're not home? (we both have full-time careers)

2. Can someone chase a debt that is in a maiden name from over 5 years ago?

3. How do we get out of this if there is nothing appearing on her credit rating? (we only bought and moved into our house 18 months ago)

4. Is it legal what they're doing? It does seem like bullying tactics.

I'd appreciate the help as this is something I want to sort out asap.

Thanks in advance.

Sunny.

SunnySingh

I never replied to that because it got clarified. Capquest resolved the issue.

So that's why I copied, pasted and amended the post- why waste time re-writing something when I posted a similar question back in January?

Is that ok????

fatbelly

It sounds like a criminal fine. So contact the court listed and find out what it is for.

I thought HMCS was now HMCTS - Her Majesty's Courts and Tribunals Service

SerialRenter

SunnySingh wrote: »

I never replied to that because it got clarified. Capquest resolved the issue.

If i could ask one thing from each thread starter, it would be to keep everyone updated with the outcome of a problem.

Updates on the forum after an issue has been resolved are very much appreciated by the community. It allows people with similar issues to look at potential solutions and gives helpers confirmation that the advice they've given is helpful and works (or doesn't!).