Mortgage advice needed :)

Dom29

Hello all,

I have been unemployed for the passed 2 year, i have recently started a new job where i earn 20k a year , my partner works part time and earns around 8k a year.

I have been at my new job now for around 1 month, ive had a read around and heard that there is no chance of me getting a mortgage unless i have been employed for 3-6 month.

I am a first time buyer looking at houses around 100k, I would like to put down a 10% deposit although i could stretch to a 20% deposit

The job i am currently working also has a 6 month probationary period which i hear is also a no-go zone when it comes to getting a mortgage.

Basically im asking is it possible for me to get a mortgage any sooner than 6 month ? maybe 3 month ?.

Also is it likely that i will be accepted if i have been in the job for 6 month as i have a really good credit rating?

Really appreciate any input and if you need more info just let me know.

Thanks alot

ACG

You can get a mortgage with just a job offer.

As for the likelihood of being accepted it will depend on the case, impossible to say with so little information.

Have a chat with a broker, there will be lenders though.