F&F Template with Charging Order

Charliefiggis

Hi,

Can someone point me in the right direction please.

I can find F&F templates but I'm wondering if anyone has one with an extra bit about getting rid of a charging order?

Just so I can get the wording correct, about removing the order and changing the record at the Land Registry accordingly.

Many Thanks

Charliefiggis

How does this sound????



21 July 2014
Dear Sir/Madam

Without prejudice

Account No:

---

I write with reference to the money which you are claiming on the above account.

I can confirm that I am unable to pay the money which I owe in full.



However, I can raise £0,000 and I want to offer this as an ex-gratia payment in full and final settlement of the account. This offer is made on the clear understanding that, if accepted, neither you nor any associate company will take any other action to enforce or pursue this debt in any way whatsoever and that I will be released from any liability.


I also request that, if accepted, you make an entry on my credit reference agency file relating to the above account as having been paid in full and the account closed.
This offer is conditional that you remove the charging order and inform the Land Registry that the interim and final charging order has been discharged.


Payment can be made within 10 days of receiving your written agreement of this offer and method of payment and that the above condition has been met.



I look forward to hearing from you.

Yours faithfully

sourcrates

Hi,
I have just done a quick search and could not find any suitable template letters anywhere.
What you have posted above looks ok to me, however, I`m no expert in these matters, but with a lack of any further information to be found, I would go with what you have got there.:T

Charliefiggis

Thanks Sourcrates.

I'm just really mindful about getting the wording right so that the charging order gets removed so we can then have the possibility of moving

double_mummy

most places dont mark as satisfied now if there has been a discount

why would a DCA accept a F&F when they have a charging order? unless your home is repossessed they are pretty much certain to get all that money back

if you want to take the letter i would take out the 'associate' before companies

Charliefiggis

Tbh I thought it was better to try than not, I used that strategy on a PPi claim and got £9k

The company that have taken over my debt keep sending me letters with a reduced payment amount to settle it, so I thought I would try a role reversal.

We can keep going with the payments and it will take them another 12 years to get their money. If thats how they want to go then so be it