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When to see a mortgage advisor? FTB

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  • ACG
    ACG Posts: 24,588 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Its entirely your choice, im sure you will be fine at the figures you are talking about. I regularly speak to people 3-6 months before they are ready right through to people who made an offer last week and the mortgage was an afterthought....
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • hazoo
    hazoo Posts: 47 Forumite
    Oh crumbs I couldnt imagine being so disorganised! I suppose I am very keen to move so really best wait untill around April when the money goes up.

    Thanks again for you as ever helpful advice!:p
  • I'd check all 3 credit reports ASAP, just so you know what is on them! If you think they may need improving, you need to know straight away!
  • hazoo
    hazoo Posts: 47 Forumite
    Just found out that I have got a pay rise!! So from April my salary will be £24,130. I am hoping every little helps and this gives wee bit more leeway on the amount I could borrow! Good news at least :j
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