14.7.07 what small dfw thing will you do or have you done today?

hypno06

Hello lovely DFWers - old timers and newbies. Welcome to the weekend :j

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will do the following:

- have storecupboard meals
- clicks and surveys
- post ebay package
- post OH bank charge reclaims
- not take my purse when I go out so can't spend
- be positive

I would like to say that I will not increase my debt in any way, but as DS's bike is ready for collection having been repaired, and he has already been without it for months due to lack of funds, I will have to put almost £60 on the credit card. But it was a small dfw step every day that it sat in the shed with no cogs on

I hope you all have a good day and that the sun shines for you!

x_raphael_xx

No sun here, it's p*ssing down! However, I love bad weather so I'm in a good mood anyway!

Today I will:

1. Not spend any money!
2. Chase my friend for £200 she owes me and promised she'd pay last week!

Karmacat

Hi hypno, hi all, I'm back on the trail again after a few days away. Today:
- I've just done a soa/budget - its better than I thought, and I don't quite know why, but I'm not going to knock it.
- check I've paid off my Visa in full (use it every month).
- check online money - if all is well, pay off £500 from mortgage.
- clicks and surveys
- can I brave the black widow-related spiders (imports to this country via Gatwick, now breeding in the wild - in my back garden) to plant up a windowbox with salad greens? Don't know, tbh. I can clear some rubbish away.....
- had taken my amazon books down from the website while I went away - v pleased I got them, and a few others, back up within 24 hours of getting back. Some 1990s travel books priced *weirdly* high - they can't possibly sell for £40+.... watch this space.

irishmist_2

Hi all,
-bought 2nd class stamps instead of 1st at the post office
-making a shopping list for picnic food for tonight and being as creative as possible about it!
-drying washing outside
-checked online balances
-decided not to go into town to get my Mum's pressie this morning, but to think about what to get and then get it
-renewed tax disc online

Sea78

Hi

Not much planned today
Going to make sure I stick to meal plans - need to use some of the veg that's turning today in the fridge.
Need to buy some vitamins, but going to stop myself from unnecessary spending in town.

Think that's about it!

Sea xx

Crown

Will be leaving for my Part time job at Tesco in a hour what has the effect of earning me extra income why stopping me making impulse purchases what I forever seemed to do on a saturday afternoon strolling around the shop's.

I also plan on starting to list a pile of [STRIKE]rubbish[/STRIKE] Quality Merchandise on Ebay that I have been collecting from around the house

crawley_girl

Afternoon people

Today I:
* have spent time searching for a tesco code but no luck... I will not be defeated!
* need to write a few letters and complete a few forms and will send them off 2nd class post
* will charge up the ipod
* will do a few quick washes on 30 degrees

:heartpuls CG :heartpuls

luxor4t

Today I have:
* shopped at Aldi instead of anywhere dearer
* just finished a load of washing to go on the line
* got 334 points on a £23.60 shop @ Boots: 2 Xmas presents, 1 b'day present and 5 every day items = all reduced + 2 course picnic lunch for 2 people £3 (4 reduced food items) I only had to pay full price for the drinks!
* had ideas for 3 HM Xmas gifts that I can make for next to nothing

x_raphael_xx

I just found a pack of 20 frozen sausages in the back of the freezer!

I had a huge cabbage craving on thursday so was gunna make bangers & mash & cabbage, but didn't think I had any sausages. I ended up eating a plate of cabbage & gravy!

millionaire_in_training

I have dried washing on the line
Used smart price fabric conditioner and shops own washing powder ( smells fab)
Ate home cooked meal that was in freezer.
Made muffins
clickthroughs done
Checked bank account


Think thats it x

john_kent

Best get back into this , as I am having a serious crack at this again. Been slack the last few months

Today I have

1) Analysed all my phone costs and saving around £25 a month
2) Washe dout two empty cola bottles. I am out on site a lot and spend a small forttune on drinks so these will get used this week. I reckon I will save £10 a week by taking drinks in
3) Not spend a thing.
4) Bag up my small change to take to bank Monday (£5 in 1p`s)