We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Old AA (HBOS) Debt
Options
Baling_Hay
Posts: 1 Newbie
I had an unsecured loan which is now statute barred with the AA in 2005.
A new build estate agent is encouraging me to use Halifax to apply for a mortgage.
What chance is there of Halifax seeing this outstanding loan?
My credit files with all 3 agencies are clean and show no trace of this old loan.
A new build estate agent is encouraging me to use Halifax to apply for a mortgage.
What chance is there of Halifax seeing this outstanding loan?
My credit files with all 3 agencies are clean and show no trace of this old loan.
0
Comments
-
There's every chance an internal debt will still be visible, even though the default or whatever it was has fallen off your credit file.
There's no way of knowing if you will be declined as a result, as the rest of the application data will impact the decision.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards