Charging Orders in Northern Ireland

pepper33

No its not a ccj yet. but will keep that in mind

pepper33

donnac2558 wrote: »

No, never took me to court.

I did get a cheeky b*gger try to threaten me to pay them more a while back. I just told them, 'Take me to court. The judge will see what I can afford to pay.' They backed down, then I got a call saying I was not sticking to the agreement. Told the woman to go listen to call conversation, she came back and said sorry I was sticking to the agreement. So cheeky b*gger had tried a fly one saying I was increasing my payments.

Go to an advice centre and get them to act on your behalf. They got the interest stopped straight away for me.

The interest/charges seemingly stop when you get the default notice, which I got two off. I will get advice, when I get an answer to what is going on, as I cannot make head nor tail of it

donnac2558

That to be honest is why you really need to get to an advice centre, CAB or others in Belfast/Northern Ireland. They are used to dealing with this sort of thing all the time.

D.A.

Also, if you aren't able to get help from any of those listed above, CAP may be able to help (unless of course you have an objection to their ethos):

https://capuk.org/i-want-help/cap-debt-help/introduction

pepper33

D.A. wrote: »

Also, if you aren't able to get help from any of those listed above, CAP may be able to help (unless of course you have an objection to their ethos):

https://capuk.org/i-want-help/cap-debt-help/introduction

No objections at all. Anyone that can help, and stop the banks getting away with this treatment of customers

donnac2558

Have you seen this on the forum today.

http://www.moneysavingexpert.com/news/loans/2014/07/natwest-and-halifax-caught-sending-misleading-debt-demands?_ga=1.215033118.820439527.1397580632

Not sure if it has any bearing on your case???

pepper33

vey interesting

Mr_Bun

I would second Step Change.
They have helped me greatly over the last year or so,sorting out all my debt problems and reassuring me about what can and can't happen legally.
They are a totally free debt help charity and everything is totally confidential.
Good luck,you will get it all sorted out,but act now...