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How does affordability work?

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  • kingstreet wrote: »
    A 65% LTV only pass sounds more like credit score than affordability.

    Yep - that'll be the defaults then.
    I am a mortgage adviser.
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • paddy29
    paddy29 Posts: 50 Forumite
    Part of the Furniture Combo Breaker
    kingstreet wrote: »
    A 65% LTV only pass sounds more like credit score than affordability.

    So she lied then, can they do that?
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