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Personal Loan % rate query. Is it all a con

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Comments

  • Gaz83
    Gaz83 Posts: 4,047 Forumite
    1,000 Posts Combo Breaker
    Or SPORT get accepted for a Tesco loan at 4.1%
    Good stuff. If only you'd had a look somewhere else before the whole petted lip situation.
    "Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."
  • Gaz83 wrote: »
    Good stuff. If only you'd had a look somewhere else before the whole petted lip situation.

    shows your guff about a credit card failed this time eh.
    closed my hsbc account for good reason. :D:D:D:D:D:D:D:D
  • Gaz83
    Gaz83 Posts: 4,047 Forumite
    1,000 Posts Combo Breaker
    edited 17 July 2014 at 10:10PM
    shows your guff about a credit card failed this time eh.
    closed my hsbc account for good reason. :D:D:D:D:D:D:D:D
    It most certainly is not 'guff' to suggest that getting a credit card, using it regularly and paying it off in full is an excellent way of building a good credit profile, regardless of what you think.
    "Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."
  • Gaz83 wrote: »
    It most certainly is not 'guff' to suggest that getting a credit card, using it regularly and paying it off in full is an excellent way of building a credit score, regardless of what you think.

    If you pick the right credit card it can be very lucrative as well. A Santander 123 gives 1% cashback on groceries, 2% at department stores and 3% on petrol and rail travel (capped at £9 a month). Plus at the moment 1% on hotels and travel agents. I've had mine less than a year and so far have had £90ish free money (and my spend is about £400 a month as I only use it for things I get cashback on).
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