Tuesday 15th July 2014 - What small DFW things will you do today?

mooomin

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .

So be proud of those small steps, they really are important :money:

mooomin

Morning all

My list today is:

[STRIKE]Banking[/STRIKE] All seems ok but I need to stop using my credit card till I can check all my transactions balance!
Packed lunch - leftover jambalaya
Some kind of dinner with leftover roast chicken - suggestions welcome!
Walk four miles
Find out where the restaurant is for dinner out on Thursday (voucher)
[STRIKE]Washing outside on the line[/STRIKE]
Adpoints
Surveys

Karen777

Hello. Today I will
- clean the bits of my house that didn't get cleaned yesterday
- leftover lunch
- take cash out of the cashpoint and only use that in the shop instead of using my card
- go for a walk
have a good one everyone!

ziggy2407

Good Morning All

moomin - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Todays plans are for a quiet and relaxed day as yesterday was really busy (and tiring for me) so my little list:


Packed lunches for DH & DS - Done
Check Banks - Done
Check swapits - Done
Re-list bits for sale - Done
Meet lady @ lunchtime to exchange frames made for cash -
DS Year 6 production this evening -
Clear emails (& unsubscribe any no longer wanted) - wip
Nectar Adpoints -
Enter a few comps -
Read library book -
Check www.freepostcodelottery.com -


Have a great day, love you all xx

C xx

foxgloves

Morning all,
A few money saving bits from me today:
*Saved energy by sharing bath water, line-drying washing & turning washing machine spin cycle down from 1400 to 700 setting for summer.
*Water veggies & feed potato beds & runner beans with home made comfrey liquid.
*Make bread dough for rolls & tonight's pizza.
*Pick more lettuce for tonight's salad.
*Make tomorrow's packed lunch & work snacks.
*Claimed £50 cash from UGov as hit my 5000 points finally. (It will go in the bathroom fund when it arrives)
*Claimed another £10 John Lewis voucher from Ipsos.
*Clear out shed....well, my side of it, anyway. Free fitness as it's a big job, also I like things much more organised than the current clutterfest. I've found a quarter bag of aquatic compost, a whole carrier bag of string which I'd forgotten about, both items were on my list of items needed from garden centre.
*Did a few surveys.
*Investigate lemon pickle to see if ready for bottling.....blimey, it's hot! No worries though, mr f has asbestos mouth!
*All leisure time will be free activities: Finish library book, carry on knitting jumper for nephew, write blog, watch recorded tv prog & entertain cat.
Have a good day everyone. Keep your hand on your pence!
f x

Sonear

Well I checked my bank balance and I have £24 left 'til pay day which is next Tuesday. The good news is I also have a £10er in cash in my purse, and I have petrol. So its just food really for the next 7 days. Im sure I can make it streeeeeetch :cool:

So today I will be planning the next 7 days meals with my limited budget. Wish me luck.

Bagpuss741

Today I have/will:

1. Checked online banking
2. NSD
3. Surveys
4. Nectar Adpoints
5. Fed garden and veggies. I've got tomatoes coming:j:j So excited as it's my first year of trying to grow my own veg.
6. Free Postcode Lottery
7. Food shopping and stuck to list.
8. Meals from stores

solvencyseeker

Hello all


Today I have/will:


Breakfast at home, packed lunch and going to a retirement party this evening with a hog roast :beer:
Lift to and from work.
No spending.
Charging phone at work.
Just about to phone son and ask him to put laundry out (thanks for the reminder Moomin).
Walk dogs.
Read library book.
Check bank accounts (now hubbie is on the mend he keeps appearing with carrier bags......).
Sleep (a very MSE activity in my opinion - costs nowt).


Have a good day folks x

MinnieMousesMummy

Good Evening everyone, I did not get around to posting this morning, as I had to leave very early to get to a clients.

Mooomin – Thanks for starting the thread off this morning.

My list for today:

• Check banking and move money aroundDONE
• Pay the childminderDONE
• All meals from stores - cold ham and chips for teaDONE
• Clean house for client 1DONE
• Do washing for client 2DONE
• Catch up with emailsDONE
• Spend an hour looking for freelance workDONE
• Cut the grassDONE
• Write article for clientDONE
• Write letter for the bank, trying to trace an accountDONE
• Fill in and return form to csa
• Sort though and schedule biology course work so that I get it all completed in time
• Sort through and schedule chemistry course work so that I get it all completed in time
• Try to find the clothes pegs in order to avoid having to purchase more
• Update listDONE
• Get an early night, as got another early start tomorrow with a late finish as at pt job tomorrow nightDONE, as heading to bed once I have updated my list

I think that is everything that is on my list for today.

allydowd

Hi guys/gals,

I'm back, hopefully as a regular. Quick post this evening:

:cool:Worked my last shift for a while. :eek: Took a packed lunch with me but didn't eat it as left earlier than planned. Brought lunch home to eat instead.

:DHome-baked quiche, muffins and scotch eggs from leftover ingredients we had in the kitchen. Did not go to the shops and buy expensive rubbish. Dinner will be quiche and potato croquets OH made last week and froze.

:DTreating huge, purple diluting-juice stain on tablecloth with £1 stain remover instead of throwing away the cloth and buying a new one.

Freebies:

:DFree sample of BVLGARI OMNIA Indian Garnet Perfume. I use these samples to fragrance the wardrobes: (Link)

:DFree energy drink for O2 customers. Sign into your O2 Priority Moments account to claim your Freebie at Holland and Barrett.

:DFree cat feeding toy or dog poo bag holder: (Link)

:DFree sample of Lenor Unstoppables: (Link)

gemnomnom

Hello all,

Today:

* Went to CAB and did some more training. Last session next week :j
* Picked gifts my nan sent me. Including £200 :O :j
* Rang courts and got them to stop bailiff action and arrange a payment plan :j
* Met up with homeless friend at the JobCentre, filled out mandatory reconsideration form for him, took him for a coffee :A
* Emailed courts requested info of employment & expenditure, and asked some questions & for written confirmation :cool:

And I still should:
* Write to Leeds Parking Services asking for mitigating cirumstances & letting them know about only receiving the email now
* Re-contact the police re burglar
* Fill out working tax credit form & send it!

Feel very relieved at the court & bailiff situation. Done my fair share of research into it, thus was prepared to deal with it. Have a lovely evening all, and God Bless x