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  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    monz wrote: »
    absolutely amazing Laura :) x

    Thanks Monz! :)
    It feels pretty good to be in a position to repay the debt!!
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • Fab news Laura, you sound really determined x
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Thanks Maryland Cookie!!!
    I am continuing my positive thoughts... Although I have been quiet I have still been lurking on diaries and being money smart!!

    I was given a £40 voucher I won't be using... As the shop is too pricey, which was a gift so I have stuck it on eBay :) The bids are up to £34 so far I only put it on today :)
    The money made is going straight to the loan, I'm aware it's not always the best option to pay small amounts to loans but if I keep it in my account it will always be needed for other things, so best sending it to the nasty loan I think :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Did a sneaky survey before bedtime, creeping nearer to another £10 reclaim, think I may add that to the eBay money... And pay £40 to loan :)

    Also have an eBay selling addiction so I plan to stick more things on this week :)
    11 days till payday :) hoping to have £90/£100 left think I will split it down the middle and stick half to loan and half to emergency fund!!
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    that is quite an impressive amount off the loan if all goes to plan
    being nosey what you are you most successful with on ebay sales

    and only 11 days left till payday - hope the fridge is stocked well so you can have more nsd
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Thanks Aaleigha,

    I sell mostly anything, but anything branded (next, monsoon etc) usually reach better amounts.

    But any shoes or clothes I haven't worn in the last year go on eBay, I figure even if you get a pound or two it all helps.

    Hopefully should be able to achieve my loan goal, I've been really lucky to land a great paid job after years of trying to get it, the bonus's will knock chunks off yearly. But time will tell :)

    Thank you for reading :) I am trying to be good and remember to keep checking in. X
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • Aaleigha
    Aaleigha Posts: 615 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    I have two things on ebay with four days to run and no bids one is per una
    Oh we'll never mind will try a few more and just see ans yes anything is better than nothing

    You say you have a new job when do you start and good luck too
    H xx
    Emergency fund £10,000
    Several categories with savings in
    Cars, house maintenance, birthdays
    Etc I have about 10 categories

    Really happy to be debt free after being a compulsive spender
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Aaleigha wrote: »
    I have two things on ebay with four days to run and no bids one is per una
    Oh we'll never mind will try a few more and just see ans yes anything is better than nothing

    You say you have a new job when do you start and good luck too
    H xx

    I started in March for a week then went off on holiday for 2 weeks, started officially a couple of weeks ago and I am really enjoying it :) it's busy and hard work but the day flys!

    Some things just don't sell on eBay... Maybe the right people aren't looking at the items, I relist them a few times. :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Update :)

    Not a huge amount to report I claimed £11 into my bank account yesterday which will be making its way to debt :)

    I get paid Friday (I think) not certain as its my first full pay check. So excited to pay some money to the loan, I keep thinking how it will feel to be debt free. By which point I will probably have a mortgage (which is a huge debt) but unsecured debt free will be nice :).

    My plan is to see what I have left tomorrow doing well this month still have £140 in my account... Unheard of for me!!

    I have been really good with the gym and have been going regularly, it's £16.99 per month but for the health & feeling good about myself it's worth it I think.
    Will be back Friday with a payday debt clearing update.

    X
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I have my spreadsheets where I look amount I will have when debt free and to save for house of my own... and me n my going to Florida. He deserves it and to have this huge treat ... then its our own house :) that I will be leaving to him xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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