No more Shopping......

laurag89

thanks monz

finally some good news after all the bad news x

laurag89

its payday today finally

as my loan has consolidated all my boring i am now paying into an emergency fund and saving as much as possible to knock a chunk off of my loan.

so today i have put across £300 into my emergency fund, i already had £85 in there so at £385 now yay.
i have a loan payment of £239 paid today which will come off of my total debt also.

everything feels much tidier and more straight forward moneywise now

i know this will sound terrible but i bought a suit for my interview which i put on my credit card.... i left the labels on and i am going to take it back, i have no use for a suit now. so £80 sat in my wardrobe is no use..... so back it goes

abba1772

You'll find a lot of people do that lol xx

laurag89

Lol, needs must .... I needed a suit now I dont haha

Maryland_Cookie

Well done Laura, really chuffed for you. Things are on the up, you deserve it xxx

laurag89

Thank you I really appreciate it

I just withdrew £10.25 from surveys and put it to my emergency fund so now I have £395.25 wooohooooo x

Maryland_Cookie

Hey Laura, how're things? X

laurag89

Hey Maryland cookie,

Thanks for stopping by, I'm really good now. Missing my guinea pig but starting to get used to the fact that he isn't here anymore!!

How are you??

laurag89

Hey diary!!!

Time for an update... I have been carrying on with surveys, and I have now started saving into my emergency fund now that everything is consolidated debt wise.

I had a second job interview the other day, it went well.... And I have my third and final interview tomorrow over the phone. It is soooo worth it with the payrise.

My OH is moving down here in June so we are going to rent for a year, we haven't lived together before cause of the long distance, we have £4300 saved together towards a mortgage and should have £9000 by the time we rent so... Not a bad position.
Once I'm at £1000 in my emergency fund I am going to start overpaying the loan!!

Feeling so positive at the moment I have all my spending money saved for Florida in March already!!!

When I look back in the last 6 months I have turned my mindset and spending habits around, I have saved £2300 towards the mortgage, saved £395 emergency fund even with all the emergency vet bills.... All without adding to debts. I cannot wait to feel financially stable

Maryland_Cookie

You are doing so well Laura, bet your dead chuffed you had your light bulb moment aren't you?

Any news on the job? X