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Bailiffs have sent Council Tax Debt back to Council
sugar9
Posts: 47 Forumite
We have received a letter today from Phoenix which says they have returned the debt back to the Council for further recovery action. Are we likely to be able to negotiate with the Council for a payment plan? Thank you.
Halifax Loan £6,511, Halifax O/D £1,300
Next Catalogue £576.66, Capital One £397.31
Vanquis £266, Marshall Ward £656.04, Argos Card £1300.:(
:mad: Plus 3 Payday Loans :mad: NEVER AGAIN!!
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Comments
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Hi,
Difficult to comment without knowing more detail, I assume you have complained about the bailiff to the council, or vice versa, and the issues you have raised have had the desired effect.
Yes you should be able to negotiate a payment plan with them.
I assume this has not been to court ?
Make a realistic offer to them in writing as soon as you can to avoid any further action been taken against you.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Yes you can. Taking any serious action such as your imprisonment for refusal to pay would require your refusal to actually repay the debt. If you can show you are willing to pay something then further recovery action may not be possible.:footie:
Regular savers earn 6% interest (HSBC, First Direct, M&S) Loans cost 2.9% per year (Nationwide) = FREE money. 0 -
Thank you for the advice will get a letter sent this weekend with an offer Halifax Loan £6,511, Halifax O/D £1,300
Next Catalogue £576.66, Capital One £397.31Vanquis £266, Marshall Ward £656.04, Argos Card £1300.:(:mad: Plus 3 Payday Loans :mad: NEVER AGAIN!!0
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