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P2P loans

Can anyone point me in the right direction for the best peer to peer loan places?

I hear its far better than dealing with banks?

Comments

  • Apples2
    Apples2 Posts: 6,442 Forumite
    Zopa for starters.

    If by far better you mean they accept applicants when the banks are rejecting you, then you are in for disappointment.
  • DCFC79
    DCFC79 Posts: 40,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Use google, its still dependant on how the P2P lenders view u as a risk.
  • 27col
    27col Posts: 6,554 Forumite
    Zopa's low default rate indicates how strict are their lending criteria. Don't bother applying if you do not have a good credit record.
    I can afford anything that I want.
    Just so long as I don't want much.
  • agent69
    agent69 Posts: 365 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Can anyone point me in the right direction for the best peer to peer loan places?

    I hear its far better than dealing with banks?

    If you're an individual looking to borrow from a P2P site Zopa and Ratesetter are the biggest 2. But, as other have said, they reject more applicants than they approve.
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