Best way to finance new computer

101problems

Have you looked at a Mac mini? Awesome little pieces of kit for less than what you are proposing I have a server edition that just breezes through cost me less than 500 a year ago

-taff

shreddedmeat wrote: »

Is this a logical thing to do or have I got my maths wrong?

Cheers

Put that way, it's logical.
And you still have an emergency pot which everyone needs.

Herzlos

shreddedmeat wrote: »

With all due respect, I come for financial advice and I get vaguely patronising replies telling me I don't know what I need to do my own job? Frankly I haven't told you anything of what my work involves because it's irrelevant isn't it?

You said you were a web developer and needed a £1500 computer to do your job, we just clarified.

Also, you're presumably looking at the 27" iMac?

If you had the money, fine, go for it, but instead of borrowing you should at least consider compromising a bit. Can you get by with the 22" iMac, or a mac mini?
I'd certainly be content to wait a couple of seconds longer to open a 600MB file in order to work from home. What are you actually doing with the images?


If you really do need that machine, then go for a 0% credit card, or an overdraft, and only for the money you actually need.

How long will it take you to pay it back?

Have you considered your broadband connection, the big delay you're going to hit is transferring 600MB+ files back and forward, and not in the processing time. That'd take me 10 mins a pop on 16MB ADSL and hit my limits in no time.

catshark88

I have no idea what kit you need, but have you reconsidered the 2nd hand market (refurbished by the supplier you want to buy from)?

My husband is looking to buy some mad, specialist computer and could save several thousand, going through the official DELL 2nd hand site.

thebritishbloke

shreddedmeat wrote: »

I'm a web developer by trade so I need the right computer for the job. I know it's a lot of money but I kept my last machine for 5 years, so I get the use out of them!

Thought about a 0% card, but never had one before, so not sure of eligibility etc

Cheers

I own a software engineering contracting business, I also do freelance web developing and have done for 8 years. You don't need a powerful computer for web developing, a bog standard £250 laptop would give you more than you need.

robatwork

thebritishbloke wrote: »

I own a software engineering contracting business, I also do freelance web developing and have done for 8 years. You don't need a powerful computer for web developing, a bog standard £250 laptop would give you more than you need.

Well this just isn't right.
A £250 laptop won't have the processor grunt, memory or disk space necessary to do what the OP needs.

This thread has been pretty judgmental on the OP - his mistake was putting he "needs" a £1500 PC. Would have been better just saying he needs £1500.

I would have thought the 0% finance option couldn't be beaten.

ciderboy2009

If it's only going to take around 7 months to pay it off then surely the best option is to put up with what you've got for a bit longer and save up?
You've then got the added incentive to save more so you can get it quicker.

vouch0r

ciderboy2009 wrote: »

If it's only going to take around 7 months to pay it off then surely the best option is to put up with what you've got for a bit longer and save up?
You've then got the added incentive to save more so you can get it quicker.

with the added bonus of DDR4 coming very soon

thebritishbloke

robatwork wrote: »

Well this just isn't right.
A £250 laptop won't have the processor grunt, memory or disk space necessary to do what the OP needs.

This thread has been pretty judgmental on the OP - his mistake was putting he "needs" a £1500 PC. Would have been better just saying he needs £1500.

I would have thought the 0% finance option couldn't be beaten.

It is completely right. Even if OP is using photoshop and Illustrator, you can do that on an i3 laptop. I helped my friend buy one just last night from Argos for £250.

If OP just wants a Mac, or a more expensive PC because he thinks he needs it, or wants it because of the aesthetics, then so be it. I'm just trying to point out that web design doesn't need anything more than a text editor and illustrator/photoshop, neither of which really require much power.

robatwork

I just checked Argos.
For £250 I found a 15.6" laptop with only a celeron processor. you can't do serious work on a screen smaller than that.

Care to link to the £250 i3 laptop you bought from Argos?