want to remortgage to borrow more

kellyoak

However, have just checked mine and oh 's credit file and his says poor, and has missed payments from a year ago. Since then he has paid all credit on time and has a loan with our bank lloyds. We want to remortgage with lloyds as it's our bank and offer a good rate. However, I am scared we'll fail credit check now. They only credit checked us both in the last few months,myself for a credit card to shift my other credit cards to am my oh fir a loan. Should we be ok?

Thrugelmir

You can only ask.

Check with your existing lender what products they will offer you so you've something to compare to. Remember also remortgaging can cost a fair amount of money so this needs to be factored in.