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Halifax overdraft
Lmv
Posts: 8 Forumite
PLEASE help!
I have an overdraft with the Halifax of £1600, this is now with a collection agency. They've offered me a settlement figure of £1400.
I seriously can't afford to pay that!! This is making me ill now as I'm so worried what will happen next!
Please can anyone help me to get this figure lowered?
Thankyou.
I have an overdraft with the Halifax of £1600, this is now with a collection agency. They've offered me a settlement figure of £1400.
I seriously can't afford to pay that!! This is making me ill now as I'm so worried what will happen next!
Please can anyone help me to get this figure lowered?
Thankyou.
0
Comments
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What can you afford to pay?Pay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
It might not be possible to get the figure lowered. You need to contact the Debt Collection Agency and agree a monthly repayment that you can afford, even if it is only £5.
0 -
Is this your only debt?
They can't take from you what you don't have. Make a realistic offer based on your income and expenditure and see what they say.Debt at highest - June 2013 - 26k/ March 2018 - 2500
Proud to be dealing with my debts0 -
Got it down to £12,000 but not stopping there! :rotfl:0
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