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Tuesday 8th July - What small DFW things will you do today?

determined_new_ms
determined_new_ms Posts: 7,884 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 8 July 2014 at 12:17PM in Debt-free wannabe
When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:


Morning :D and a beautiful one it is here :j have already hung a load of washing out & put another in :)

DGD slept until 7am :T we had a bottle made up ready for when she woke at 5 and she drank it & fell back to sleep :beer:

DFW things for today:

* [STRIKE]changed bedsheets[/STRIKE]
* vacuum & polish bedroom
*[STRIKE] check banking[/STRIKE]
* [STRIKE]make last cc payments for the month[/STRIKE]
* sand some hallway doors
* make cinnamon buns
* all meals from stores
* [STRIKE]going to music group in a minute £1[/STRIKE] :T
* will go to Aldi while in town & get nappies & wipes - opps forgot!
* mechanic coming to service car
* might clean car if I have time & inclination!
* [STRIKE]check onepoll[/STRIKE]
* more weeding & planting :D
* last Portuguese lesson tonight
* call Tesco re missing parcel
* might check out the grabbit board - doing really well with my xmas parcel stash! :D
* chop up YS peppers & mushrooms & freeze

Ok think that's all I'll manage. Have a lovely day x
DF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £185

Comments

  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning DNM :D

    Today I will:

    Charge my phone at work
    Find something in the freezer I can have for dinner (forgot to defrost anything)
    Packed lunch
    Scavenge any leftover food at work ;)
    [STRIKE]Banking[/STRIKE]
    Empty living room ready for new carpet getting fitted tomorrow :j

    That'll do me. I'm shattered so have no energy to do anything else and the weather is mince. That should get me a NSD anyway :D
  • morning
    thanks for starting us Dnms

    the weather is rubbish here the norm just in time for titp

    so todays wee list

    tidy up
    check sisters house
    go out for lunch with DM
    look around the shops
    take DM food shopping
    check the banks
    check fridge dates

    have a good day xxx
    debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
  • Karb
    Karb Posts: 853 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning everyone.

    Well yesterday was my last day in work. I get made redundant at the end of the week, but I'm on leave now until I finish. Tomorrow I start a charity walk along the length of the Liverpool-Leeds Canal - 127.25 miles in 4 days. I'm really not prepared at all. Gulp.

    Today I've been buying a few bits and pieces for packed lunches, then I'll travel up to Liverpool this evening ready for a 0630 start in the morning. Probably wont get chance to post much (if at all) while I'm away, so will catch up with everyone's posts next week.
    Debt free since December 2015. It can be done


  • Karen777
    Karen777 Posts: 416 Forumite
    Good luck with your walk!

    Today I will:

    Go for a walk
    Not take any cards out with me or any money out of the bank
    Debt at highest - June 2013 - 26k/ March 2018 - 2500
    Proud to be dealing with my debts
  • Hello all


    Back at work and hubbie has gone in too for a couple of hours so it feels like we are (almost) getting back to normal.


    Today I got a lift in, had breakfast at home and have brought a packed lunch. In my fridge I have got burgers, sausages, curry, bolognese, loads of salad and other veg. Need to squash some of it in the very full freezer and make sure we eat whatever has the shortest date.


    I will check bank accounts later. Hubbie is going to ring motorbike insurance company - have realised that I am still paying monthly premiums (£77 a month for a broken bike) so I guess it's not in their interest to make a speedy decision on the claim. We shall try to get things moving.


    Have brought in a bunch of bananas for colleagues. They were please and it makes a change to cake!


    Have a great walk Karb. We walk along that canal when we visit the relatives up north (though just a couple of miles not the whole thing). There are some good pubs along the way ;)


    Best wishes to all x
  • ziggy2407
    ziggy2407 Posts: 4,107 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good Afternoon All

    dnms - Thanks for starting us off today

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.


    Todays little list:

    hairdresser @ home - Done
    Packed lunches for DH & DS - Done
    Check Banks - Done
    Check swapits - Done
    Meals from cupboards/freezer -
    Clear emails (& unsubscribe any no longer wanted) - wip
    Nectar Adpoints -
    Knit - find new project
    Enter a few comps -
    Read library book -
    Check www.freepostcodelottery.com -


    Have a great day, love you all xx

    C xx
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • Ziggy hope M had a lovely birthday yesterday x
    DF as at 30/12/16
    Wombling 2026: £25.70
    Grocery spend challenge Feb £285.11/£250
    GC annual £389.25/£2700
    Eating out budget: £ 48.87/£300
    Extra cash earned 2026: £185
  • Sunshine22_2
    Sunshine22_2 Posts: 169 Forumite
    Debt-free and Proud!
    Hi all

    *Peeks around the door*

    Can I come back? I was on the thread a few years ago when I was neck deep in debt, have been lurking for a while and would like to join in again!

    Today:
    All meals from stores
    NSD
    Submit electric meter reading as they always overestimate!
    Call hubbie over internet as is in USA atm
    Rummage through cupboard for some wrapping paper for Dad's birthday pressie

    Thanks
    S x
    I have enough money for the rest of my life... as long as I never have to pay for anything again!


    Debt at LBM (2011) £7750. DFD 01/01/2013
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