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Self-Employed Mortgage and Options

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  • RichXTuta wrote: »
    I've had a look but I've been put off by the interest rates - it seems unfair to have to pay them considering both our spotless credit records and very large deposit. :/ I'd ideally like to go with a high-street bank if possible - if anyone had any experience in dealing with them and being able to explain your personal circumstances I'd love to hear it?

    ?

    Not entirely sure I understand this?

    They are what used to be known as 'whole of market' so can deal with anyone that a broker can?
    I am a mortgage adviser.
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • RichXTuta
    RichXTuta Posts: 9 Forumite
    ?

    Not entirely sure I understand this?

    They are what used to be known as 'whole of market' so can deal with anyone that a broker can?

    Ah thanks - I was unsure if I was going to be automatically charged stupid interest rates (what I'd call 5%+) for going down this route. I've noticed they seem to reccomend quite a few options including Halifax? As people who would accept Contractors for mortgages.

    I'll have to bear them in mind come September when making my formal enquiries.
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