How long?

newburykid

Hi there, I am new to the forum. I have had a look and can't see the answer to this question anywhere, although I am certain it will have been asked before so I apologise in advance.

Can anyone tell me how long the bankruptcy will stay on my credit files for? I was declared bankrupt in June 2009.

I have looked on google but get answers ranging from 5 years to 10 years.

I thought it was 6 but was unsure if it was from the date of the bankruptcy or the date of discharge.

Thank you for your help

National_Debtline

Hello there,

It's six years from the date the order was made.

Best wishes,

David @ National Debtline.

newburykid

National_Debtline wrote: »

Hello there,

It's six years from the date the order was made.

Best wishes,

David @ National Debtline.

Thank you. That means only one year left.

Will my credit file be clean after that? Assuming nothing else happens in between.

Do I still have to declare it if asked?

philnicandevan

newburykid wrote: »

Thank you. That means only one year left. Correct

Will my credit file be clean after that? Assuming nothing else happens in between. Not always...read the credit file cleanup sticky here

Do I still have to declare it if asked?

and yep if someone later down the line asks "have you ever been bankrupt" you will have to say yes