this year or next year.

iambruce

If I ask for a state pension statement would this include any serps/graduated or would i just get the statement advising the basic weekly pension?

jamesd

It would normally include both Additional (from SERPS and/or S2P) and Graduated.

It's not uncommon for workplace pensions to offer the option to take a higher income until reaching state pension age, then drop back. It's to help provide a more even income over that period. A boost for a few years, then falling back to a bit below the unboosted level to cover the cost of providing the boost. If an unboosted option was available it'd start later and pay a bit more than the ongoing one, less by a lot than the temporary boost.

iambruce

all the above info greatly appreciated, will contact state pension office and request a forecast.