Friday 4th July - What small DFW things will you do today?

mooomin

I think the fact it's Independence Day in the US is quite appropriate to the DFW journey. Anyway...

When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

mooomin

Morning all

My plans for today are:

Dinner from the haul I got at Morrison's last night (£14.98 spent, £37.90 value!)
[STRIKE]Packed lunch (reduced quiche)[/STRIKE]
[STRIKE]Banking[/STRIKE] All is well
[STRIKE]Pay the decorator[/STRIKE]
Start putting my living room back together :rotfl:
Hoover
Dust (the whole house seems to be covered in plaster dust!)
[STRIKE]Take part in experiment at lunchtime to earn cash - I work at a university and some of the students need volunteers for experiments.[/STRIKE]
[STRIKE]Adpoints[/STRIKE] Have done all the available ones
[STRIKE]Nectar surveys[/STRIKE]

determined_new_ms

Morning moomin thanks for starting us off! Glad to hear the work is now done! Can totally sympathise as we are renovating a house and every time we move on to another for the longest while I just think is it worth the devastation!

DFW plans for the day:

* sort out finances when dgd has her nap
* call 2 childminders to see if they have availability & if we can visit next week
* checked banking
* shifted some funds
* did vsp & updated ss. Will update sig in a minute
* will check onepoll & do any available surveys
* all meals from stores
* LO risotto for dinner
* going to a group & having a free lunch :T
* look for best place to get compost - any ideas?
* might drive past a farm to see if they have any transplants for sale. They usually do for a song
* dgd going to dd's for a birthday party this afternoon
* Might see if we can get a babysitter so we can go out for a few hours tonight
* change energy suppliers

Ok think that's all I'll get done today. Hurrah for Friday everyone (and it actually is Friday moomin!:rotfl:)

Have a lovely day everyone x

mooomin

determined_new_ms wrote: »

Morning moomin thanks for starting us off! Glad to hear the work is now done!

Hurrah for Friday everyone (and it actually is Friday moomin!:rotfl:)

I checked it was Friday this morning before I got excited :rotfl:

The work isn't entirely done - the new carpet arrives on Wednesday. At least the painting will be finished though. I had to give the cat a haircut last night because he rubbed up against the freshly painted doorframes :rotfl:

xcarlyx

Today I will be applying for loads of jobs

Also, I will be giving my dad 2 yankee candles instead of paying board x

ziggy2407

Good Morning All

moomin - Thanks for starting us off today
dnms - I truly dont know where the time has gone - cant believe he's going to be 11 on Monday :eek:
mumoftwins - Congrats on paying off pesky credit card - you are doing FAB!!:T

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Todays little list:

Packed lunches for DH & DS - Done
Check Banks - Done
Check swapits - Done
Meals from cupboards/freezer -
Clear emails (& unsubscribe any no longer wanted) - wip
Nectar Adpoints -
Knit - find new project
Enter a few comps -
Read library book -
Check www.freepostcodelottery.com -
Enjoy the sunshine -

Have a great day, love you all xx

C xx

Oops forgot - Drs at 11 (hoping to beg for my prescription as it runs out tonight and need my heart meds - receptionist cant/wont help plus get another issue checked out )

foxgloves

Morning Friday Savers,
A few bits from me today:
*Cleaned whole house using minimal products.
*Mr f volunteered to get the grocery shopping & came in on budget. £7 saved for fruit & veg stall on market tomorrow, so another week of meal planning paying off.
*Check & water veggies, weed beetroot bed.
*Received voucher through post for 2 free 400g bags cat biscuits, as part of rescue cat adoption package.
*Make fudge for a friend's birthday.
*Knit (item currently on my needles is for the present box)
*Read library book.
*Pick sweet peas. They look pretty & are free room fragrance! (esp as I grew them from free seed)
Have a good Friday.
Ziggy, my biggest nephew is also off to secondary school in Sept. Can hardly believe it. Seems like yesterday I was playing Thomas the Tank Engine with him!
F x

solvencyseeker

Hello all - happy Friday :T


Was looking forward to a long weekend, Tour de France is coming our way on Monday, all the roads are closed and the school I work at is closed too. But am snowed under so am taking work home - rats!


Got a lift to work today. Hubbie has taken car for new tyres (£169 which is about what I expected). Hate spending money on things like that though.


Overspent at @ldi yesterday - am I the only person who can spend a small fortune in a budget supermarket? Thing is, it's a bit of a drive but sooo much cheaper that I make the most of the journey by bulk buying. We reckon we've now got enough food etc to last at least 2 weeks.


Wish we had a Morrisons - am envious, that sounds like a proper bargain.


I forgot toilet paper though brain like a sieve these days.


Today I am working, have had breakfast at home and am about to eat my packed lunch. Curry for tea tonight is all made and just needs heating up.


Later I am going to sit in the garden with a glass of something chilled and enjoy being outside, listening to the birds. The pigeons that keep fornicating on the shed roof do spoil the ambience at times, and the blighters keep eating all my berries. Maybe I should take up shooting.......


Best wishes all x

Bagpuss741

Today I have/will:

1. Checked online banking
2. NSD
3. Meals from stores
4. Surveys
5. Free Postcode Lottery
6. Water veggies

gemnomnom

solvencyseeker wrote: »

Later I am going to sit in the garden with a glass of something chilled and enjoy being outside, listening to the birds. The pigeons that keep fornicating on the shed roof do spoil the ambience at times, and the blighters keep eating all my berries. Maybe I should take up shooting.......

This has made my day ('cept for the shooting bit ) Tour de France is coming our way too, tomorrow.

Today:

[STRIKE]* Write a mandatory reconsideration letter on behalf of a friend who missed the first two weeks of JSA payment[/STRIKE]
[STRIKE]* Fill out JSA5 form for him.[/STRIKE]
[STRIKE]* Finish filling out P50 form for tax rebate, print covering letter & eP60[/STRIKE]
[STRIKE]* Eat leftovers for lunch[/STRIKE]
[STRIKE]* Phone old letting agents and request duplicate copy of tenancy agreement[/STRIKE]
[STRIKE]* Also chase old letting agents for housing benefit overpayment[/STRIKE]
* Walk to Lidl, budget £35 for a week's shop. Go via postbox and send above letters
* Chase up his food parcel, check furniture request is going ok
* Write a complaint about Yorkshire Water
* Type up grievance letter
* Check noddle credit report
* Open Regular Savers account
* Drive friend to his house to pick up his key/card for meters & hopefully drop him off
* Draft a site/blog post with letter templates, plus advice on filling out forms

Busy Friday but all week has been spent getting a house, benefits & furniture sorted for a homeless guy we picked up last Friday night. Have a good weekend!

mooomin

Earned my £6.50 at lunchtime today so that's been added to my spending money pot.

I normally have "walk four miles" as an aim for the day but I wrenched my back this morning trying to pick up my handbag (!) so I won't be walking far at all.

I've taken the money out to pay the decorator today. It's nearly done!!