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Debt vs Pension vs Mortgage
Comments
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Why not rent from your parents for a while longer than a year. Give yourself time to sort your finances out.0
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Taking on a mortgage while you still have debts perhaps isn't the best idea. You might be on control of things at the moment with 0% credit cards etc, but if you lost your job you might be in trouble. I would set a target of applying for a mortgage once you've cleared the debt entirely rather than a fixed date. Ideally a little further down the line still when you have managed to build up an emergency savings fund as well.
If your employer matches your 10% pension contrubitions that is a fantastic deal so you should try and keep that going [STRIKE]at all costs[/STRIKE] if you possibly can.0
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